Standard Life Health Insurance Reviews

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★★☆☆☆
1.9 / 5
18% of users recommend this
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★☆☆☆☆

“Discrimatory practices!!!!”

Written on: 08/07/2017 by Peterson252 (1 review written)

This policy chose to deny my middle child life insurance solely because of managed high blood pressure! This child is the healthiest, most active child I have and they declined him life insurance for the small amount of < $10,000 a year! Something they make in a day...absolutely disgusting! I do not recommend this life insurance to anyone.., Use one of the top 10 such as Gerbet or Met Life... any other is better than these discrimanatory dogs!!!… Read Full Review

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★☆☆☆☆

“Worst Insurance EVER ”

Written on: 02/06/2014 by cpalace79 (1 review written)

I signed up for medical and dental through this company. I specifically asked if dental exams were 100% covered to get teeth cleaned and the person assured me and read me off the benefits and said YES. After paying since February I finally was able to get my children into the dentist. I received a call from the dentist who is on the list of providers only to find out that I have a $460 bill and my insurance only paid a whopping $12.00. Yes $12 that's it!! Also, I was also honest with my medical… Read Full Review

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Kendiaponder's Response to cpalace79's Review

Written on: 02/08/2014

Hi I just spoke with one of the agents...did they ask for your ssn and the number off your identification card? They kept handing up on me and would call back with bs and bizzare questions. Should I be worried about my personal information given to them??

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★☆☆☆☆

“Do not use”

Written on: 31/12/2013 by Aaaaaaadfg (1 review written)

As employees there is no choice in whom your employer retains. So we are forced to deal with these people. Lost documentation. Snarky representatives. Phone calls that are never returned. Unwillingness to payout. Rude. If any employers are looking to use these people be aware that your files for your employees are mismanaged You are not getting what you are paying for. Keep every piece of paper they send and i suggesting emailing so that you have a paper record of what is discussed… Read Full Review

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★☆☆☆☆

“Worst insurance you can get”

Written on: 13/04/2013 by jenfaifel (2 reviews written)

I have this "insurance" from my employer so I have to deal with them unfortunately. Oh what a mess! After rejecting my claim, I had to re-submit with more documents using their online system. Finally, got the claim approved but no money on my bank account....Called them, turns out they paid the hospital and they couldn't figure out that it was me who submitted the claim. So the hospital got paid twice and I still don't have my money. The clerk on the phone said he will rush it through claims… Read Full Review

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★☆☆☆☆

“Standard Life are only interested in one thing! Making...”

Written on: 10/06/2010

Standard Life are only interested in one thing! Making sure they find every reason NOT to pay for your claim.

In my experience worse health care you can get, Bupa, PPP much better… Read Full Review

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★☆☆☆☆

“Suppose to have business healthcare with these guys I...”

Written on: 23/03/2010

Suppose to have business healthcare with these guys I might as well have gone private. With PPP its next day or day after, with these guys a month later and ive finally got through all there processes. Had to get a referral, and then pay for a claim form to the docs, now they are only covering one consultation, and then the doc has to give them another claim form for the treatment. There questions made me feel like a criminal, had this for the past year, now its another month. Finally decide to… Read Full Review

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★☆☆☆☆

“I note that "50%" recommend this - but have they ever...”

Written on: 08/02/2010

I note that "50%" recommend this - but have they ever made a claim? I VERY STRONGLY URGE people to think carefully before paying for this "insurance". Having researched the market very carefully, read and thought I'd understood all the small print, supplied all relevant information (which hasn't been disputed), when I made a claim for a short (4 day) stay in a private hospital following a major (NHS) operation they contrived, successfully to find a reason not pay on the grounds that I was not… Read Full Review

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★☆☆☆☆

“avoid this company poor communication ”

Written on: 15/10/2009

avoid this company poor communication
poor administration
no what you need when you are ill
ended up out of pocket with this policy… Read Full Review

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