Northern Rock Personal Loans Reviews

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Latest Reviews

☆☆☆☆☆

“I have a good credit rating and they couldn't tell me...”

Written on: 20/06/2007 by HussainA (1 review written)

I have a good credit rating and they couldn't tell me why I'd been declined! This whole experience has left a bad impression of Northern Rock, who seem very unprofessional! Will not consider them for future finance including mortgages!… Read Full Review

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259179_45Lovers's Response to HussainA's Review

Written on: 22/06/2007

I would have to disagree, Northern Rock have been excellent with me. I originally had a home improvement loan and when I saw a cheaper rate a year later I called and transferred my loan to the cheaper rate of 6.9%. The reason some people get turned down for loans is either on affordability or they think it is a risk. They can't just give a loan to anyone, as like all other high street banks they are bound by FSA guidelines of which they must comply. So please don't take it personally they are a good bank.

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Hussaina's Response to HussainA's Review

Written on: 23/06/2007

Any bank should offer a professional service regardless of whether you have been approved or not. I'm afraid on this occasion they have over promised by stating I would be contacted with a decision within 48 hours only for me to have to chase a decision over a week later. The service that I received was unprofessional and of poor quality. Others may have the opposite experience, which questions the consistency in their processes and procedures.

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☆☆☆☆☆

“If being refused for a loan, I believe that a reason...”

Written on: 17/04/2007 by motleyfool12 (1 review written)

If being refused for a loan, I believe that a reason should be given so that you are able to rectify this ASAP. Northern Rock were friendly and helpful, but their lack of explanation for their refusal of my loan application is absurd… Read Full Review

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★★★★★

“I would recommend Northern Rock to anybody looking for...”

Written on: 27/03/2007 by Ultimatherapy (1 review written)

I would recommend Northern Rock to anybody looking for a self certified mortgage or loan, as our experience has been extremely pleasant!!… Read Full Review

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☆☆☆☆☆

“I applied for the loan online and called 2 days later...”

Written on: 13/09/2006 by rawlir1 (1 review written)

I applied for the loan online and called 2 days later to check the progress. They said they had never received it, so they took all the details again on the phone. As with the other review, the application was denied! I have never defaulted on any payment with anything. I have my mortgage with them, and I can easily afford the repayment. The Northern Rock would also not disclose why I had been turned down - very odd!… Read Full Review

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☆☆☆☆☆

“I only have a limited experience with Northern Rock....”

Written on: 12/05/2006 by grooovyjim (5 reviews written)

I only have a limited experience with Northern Rock. My loan request was denied. However that's not what bothers me. It's the fact the they completely failed to notify me that they'd even received my application OR let me know that it had been declined. So, back to Barclay's Graduate's it is… Read Full Review

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★★★★★

“Northern Rock, in my opinion, is excellent. They do...”

Written on: 02/01/2006 by stricklin (21 reviews written)

Northern Rock, in my opinion, is excellent. They do exactly what they say they will, quickly and honestly. Once I received the loan, I wasn't bombarded with promotions, junk mail or other correspondence. They simply gave me the loan, they collect the payment each month exactly when they say they will, and their interest rates are practically unbeatable.

If I ever need another loan, I will go straight to Northern Rock. They do exactly what they say they will without taking advantage; without… Read Full Review

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★★★★★

“Northern Rock Loans - I have my mortgage and home &...”

Written on: 21/07/2005 by jon161073 (1 review written)

Northern Rock Loans - I have my mortgage and home & contents insurance with N/R and was pleasantly surprised with how quick they dealt with my loan application!
The advisor was friendly and more importantly they kept me up to date with what stage my application was at.
They know their stuff and I'm happy to have everything with one supplier, keeps it simple and the are very competitive… Read Full Review

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★★★☆☆

“Northern Rock were great when I needed to refinance to...”

Written on: 22/06/2005 by redfiremist (1 review written)

Northern Rock were great when I needed to refinance to consolidate all my debts into one monthly payment. However, when my circumstances changed and I attempted to bring down my monthly payments by paying off half of the loan in a lump sum I was informed very haltingly that I had to first pay the lump sum then apply for my payments to be lowered. When I asked if there was a chance the application could be rejected I was told YES. Then I had to ask if the lump sum would be refunded and the… Read Full Review

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★☆☆☆☆

“I applied for a Northern Rock Personal loan and the...”

Written on: 10/11/2004 by DBK (1 review written)

I applied for a Northern Rock Personal loan and the online application was easy and quick. Then after not hearing anything for a couple of days I contacted Northern Rock to be told that everything was fine but that I would have to fax proof of residence to them. I duly did so only to call back two days later to discover that they had lost my fax. So I faxed them again and contacted them a few hours later to find out that they could not find the fax. It took four attempts before they found my… Read Full Review

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★★★★★

“I was amazed at how fast i recieved my personal loan...”

Written on: 10/01/2004 by angie7777777 (1 review written)

I was amazed at how fast i recieved my personal loan from Northern Rock,I filled in application on the internet and was sent confirmation in 2 days,and this was at christmas time.
I sent the documents they asked for and the money was in the bank within 4 days.
there was absolutely no hassle and I also got the low advertised rate which was 6% at the time of applying,cant recommend them enough if you want money fast… Read Full Review

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☆☆☆☆☆

“Imagine applying for a loan and being accepted. You...”

Written on: 02/12/2003 by cat1not2 (13 reviews written)

Imagine applying for a loan and being accepted. You send the required documentation promptly in anticipation...nothing happens. When you phone they tell you loan has been declined because they don't have a licence to trade in N. Ireland. It would have been great to have been informed rather than waiting in vain and what's more they can't find the personal documentation that was sent. Regardless of the ability to trade in one or other parts of the UK the service was dreadful and indicative of… Read Full Review

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