HSBC Child Trust Fund Reviews

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★★☆☆☆
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17% of users recommend this
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HSBC Child Trust Fund

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Latest Reviews

★☆☆☆☆

“Negative Returns”

Written on: 30/08/2019 by BWH43 (1 review written)

Having always banked with HSBC i was happy to hand over my daughters CTF voucher with them and open an account in her name. What a mistake. After making regular payments for the first few years i stopped having seen no increase in the funds overall value. The total has been falling away ever since, i would estimate that i have lost approx. £500 through this fund. Its as though nobody from HSBC is managing their CTF portfolio. A poor show from an otherwise trustworthy bank. I appreciate this is… Read Full Review

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★☆☆☆☆

“Poor service/poor performance”

Written on: 03/03/2013

No recognition/acceptance of poor performance… Read Full Review

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★☆☆☆☆

“HSBC CTF very poor performance”

Written on: 11/11/2011 by Miels (1 review written)

Extremely poor performance over last 3 years, has lost £600 in value compared to what I put in. I realise there is a global recession, however none of our other investments (ISAs, business shares, standard savings accounts, pension funds) can match this for percentage of investment lost (in fact everything else has grown or at the very least stayed the same). Our independent financial advisor was appalled, as are we… Read Full Review

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Bwh43's Response to Miels's Review

Written on: 30/08/2019

We have experienced the same issue. Have also lost in excess of £500 value over the course of the last 8 years. Almost as though HSBC have nobody managing this fund from their end. Poor show from an otherwise trustworthy bank.

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★★★☆☆

“This is an investment over the long term. You cannot...”

Written on: 18/04/2010

This is an investment over the long term. You cannot expect it to
guarantee a return. Perfomance has been much better
over the last 12 months - I am staying with it for now… Read Full Review

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★☆☆☆☆

“The overall service offered by HSBC Child Trust Fund...”

Written on: 09/01/2009

The overall service offered by HSBC Child Trust Fund is OK. Worth significantly less money than initially put in. Would mind if it at least broke even - we're aware that funds can go down as well as up.
Switching out of HSBC… Read Full Review

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★★★★★

“I would question if there are any benefits in saving...”

Written on: 25/09/2008

I would question if there are any benefits in saving money for children this way. No return. It is better to put the money into company pension scheme… Read Full Review

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