I have a Lloyds Current a/c with Vantage that I use for my regular banking and paying bills etc. Normally I would not recomment Lloyds, or indead any other of the "big banks" but this account offers me up to 4% interest providing I keep the account in the black. This higher rate of interest is achieved if you have £7000 in the account and anything above this atracts no interest so I use another account for any surplus I may have.

Lloyds arranged the transfer from my old bank to this account and it really went well - no problems - and they keet me well informed throughout the whole process. Furthermore I have had no propblems with any DDs or SO - todate!!!

Try getting that rate of interest + access to a high street bank anywhere else?