Egg Loans Reviews

★★☆☆☆
2.0 / 5
29% of users recommend this
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Latest Reviews

★★☆☆☆

“Failed to remove paid in full acount from credit report”

Written on: 21/09/2017 by krejciko (1 review written)

pre approved for a loan with best egg. funding took longer then expected but overall pretty easy. however it all went down hill after I decided to pay the account in full. It took bestegg 4 months to show "paid in full" on my credit report. I contacted the company originally 30 days after I paid the account off in full and they would not tell me why it still showed on my report. not until I filed disputed with my credit reporting agencies were they forced to remove the loan from my credit… Read Full Review

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★★★★★

“Excellent Experience ”

Written on: 01/07/2017 by llPotter474 (1 review written)

Quick and Painless. Everything including interest rate, loan origination fee, etc. clearly explained up front in advance of accepting loan. I was approved for more money and at a lower interest rate than any other company I applied with. I would highly recommend them. I think the people giving poor reviews aren't thoroughly paying attention and reading the fine print before posting bad reviews … Read Full Review

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★☆☆☆☆

“not today!!!!”

Written on: 11/03/2017 by jvHughes54 (1 review written)

I received a letter also of 50,000 dollar pre approval. I was in the process of completing the online approval and after plugging in 4 numbers of my SS# i thought i better check the reviews. So glad I did. thank you all for posting them. i will not be completing it… Read Full Review

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★☆☆☆☆

“denied for same reason letter sent to me ”

Written on: 20/12/2016 by Kalen142 (1 review written)

i get letter in the mail claiming pre approved for 40k and when I go to site with approval code and fill ou app I'm denied fro the very same reason I checked off debt combo ....way to go with bate and switch along with false advertising maybe ill sue and then take possession and sell off to highest bidder .... screw this place only way ill ever do business with if I'm buying to close it down… Read Full Review

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★☆☆☆☆

“Misleading claims”

Written on: 08/08/2016 by Masseyyt104 (1 review written)

I too have an excellent credit score. Asked for 15,000.00 for 3 years. They quoted me 13.99%. If anyone was given the 4.99% they advertise I would like to here from them. I seriously doubt there is anyone. I think they should not be able to use 4.99% in their advertising. It is defiantly a bait and switch. I'm going somewhere else… Read Full Review

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★☆☆☆☆

“I, too, received the offer in the mail from Best Egg...”

Written on: 06/05/2016

I, too, received the offer in the mail from Best Egg with a potential low rate of 4.99%. I requested the full $40,000 and they came back with an amount of $35,000 but at an APR of 9.17%. Now, some details about me. I am fully employed, make over $250K per year, have a credit score in the 800's and their offer to me is nearly DOUBLE their come-on offer. Not sure who qualifies for the lower 4.75% but it obviously isn't someone with my details. Oh...also...never late in the past who knows how… Read Full Review

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★☆☆☆☆

“Never ending pre-selected, pre-approved mail from them...”

Written on: 05/05/2016 by Herndonnr22 (1 review written)

Never ending pre-selected, pre-approved mail from them offering interest rates of 5.5 to 7% until you go through the process and find out they want to charge you 27%. … Read Full Review

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★☆☆☆☆

“ROTTEN EGG”

Written on: 15/04/2016 by McDaniel37 (1 review written)

FALSE HOPE WITH THEIR RATINGS AFTER THEY SEND AN PRE-APPROVAL SHOWINGS RATES AS LOW 4.99 AND LENDING TREE IS THE SAME JERK… Read Full Review

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★★★★★

“Re-establishing Credit”

Written on: 31/03/2016

went through a bankruptcy 7 yrs ago due to medical bills. trying to build my credit and its tough when you only make 34000/yr. interest rate is up there but... I am concentrating on increasing my credit score. Shawn was great to work with!! He was very calm, I didn't feel pressured to move ahead. Much appreciated!… Read Full Review

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★☆☆☆☆

“Misrepresented Offer - Don't do it”

Written on: 15/02/2016 by DixieKehoe115 (1 review written)

I received a preapproved offer for $40,000 at a low rate. Applied and was then only approved for $10,000 at 29%. Why would anyone do such a thing. I only wanted to consolidate some debt and do some home improvements but not at this rate. My current credit cards are nowhere near this rate so why would I consolidate. Also there is a $500.00 processing fee, etc. Just a bait and switch to get my information I guess. Not what the preapproval offered, by the way I have good credit so this was… Read Full Review

Dquitog's Comment

Written on: 24/02/2016

So when you got your loan what did you do just cancel it?

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★☆☆☆☆

“Bad Egg”

Written on: 05/02/2016 by expert1349 (1 review written)

I wanted to give a neutral review of this company. I have a credit score of 800 so I can pick and choose who I want to use. I was interested in getting a rate quote from this company because they sent me a preapproved letter every other week. I could not get a straight answer from them so I went with Discover Loans an hour after talking to them and got a great rate. Unfortunately they got my phone number and sold it to every business you don't want. Some good advise if you have good credit. Run… Read Full Review

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★★★★★

“Fast & Easy”

Written on: 18/01/2016 by pcastro (1 review written)

I received a pre-approval letter, applied and provided information requested. Was approved and had funds within a few days at a good interest rate… Read Full Review

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★☆☆☆☆

“High rates/ offer said 4.9 ya right!!!”

Written on: 20/11/2015 by Randall192 (1 review written)

So got this pre approved deal in the mail and said 4.9 rates. So I'd like to consolidate my debt. Sounded great ! So went through the process which was quick and approved me but at 18.99% . So at that rate why would You do it???? I make 100000 grand a year with 25000 debt . Cc is 9.9 and rv is 5.9. So 18.99% doesn't help anyone . Just waiting to see if checking on my pre approved thing hits my credit for checking. Says it doesn't so we shall see. I'll up date if it does hit credit !!!… Read Full Review

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★★★☆☆

“Loan went through, but had some headache.”

Written on: 09/10/2015 by KylieMcKinley (1 review written)

I received a mail flyer, called, and was not satisfied with the rate quoted. I asked to be deleted and was told it would take a month for that to go through. About 3 weeks later another flyer came in and I decided to try the online process. I was quoted $17,000 loan at 4.99% for 3 years. Great. I realized that after their fee, I actually wanted $18,000. I called to try and change that. It couldn't be changed without a second pull which would affect my credit unless I waited an additional… Read Full Review

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★☆☆☆☆

“big egg sucks”

Written on: 08/10/2015 by 212Jorgensen (1 review written)

big egg does not live up to there word you must read fine print witch you will not get by telephone call back and less you stay on there backs all the time… Read Full Review

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★☆☆☆☆

“Stay Away!”

Written on: 04/10/2015 by Carlu426 (1 review written)

Any and all good reviews of best egg are put on here by best egg to off set all the true negative reviews. Please read all reviews before you do business with them. Do your self a favor and stay away! There is nothing good about this company. Just Google BBB reviews on Best egg and see… Read Full Review

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★☆☆☆☆

“Would Never Do Business With Best Egg”

Written on: 02/10/2015 by Jordanum315 (1 review written)

I received a pre-approval letter for an unsecured personal loan through Best Egg. The letter stated that I could qualify for a loan up to $25,000 with an interest rate as low as 6.99%. I had been contemplating consolidating my credit card debt and thought this was the perfect opportunity to do so. I called Best Egg for a $5,000 loan and was approved but at an interest rate of 21%, DOUBLE the interest rate of my credit cards. I declined. I then applied for a loan in the same amount through… Read Full Review

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★☆☆☆☆

“Deceptive Lending Practices and awful customer service”

Written on: 24/09/2015 by AngelShort430 (1 review written)

I submitted a prequalified loan application with Best Egg My initial application (debt consolidation) was for $25,000 although they counter-offered with a $10,000 approval (at an astonishing 28.99% interest rate for a 5 year term with a $307 monthly payment). Upon completion, a copy of my passport and voided check were sent (as requested). That afternoon, I received a call from one of their representatives asking to verify some personal information (including data from my credit report), he… Read Full Review

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★☆☆☆☆

“Never Applied!”

Written on: 16/09/2015 by grokmaster (1 review written)

I NEVER applied for a loan and was rejected dispite 787 credit score. I don't know how they obtained my personal information and as a result of theier inquiry, Experian and TransUnion have LOWERED my credit score… Read Full Review

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★★☆☆☆

“nothing available at this time”

Written on: 14/09/2015

Rejected, I have worked my entire life and can not get out of debt. Always pay my bills on time and go without just to pay bills. Why send these Pre-Approved forms out when I always get rejected. It is very disappointing… Read Full Review

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