Does not fair proper financial conduct and like me had to pay twice for same loans I had already paid. Dont risk it.. I have reported them. But sty away guys.!!

I applied and submitted my details, waited for a few seconds and then it took me to another payday lenders site with a similar name called 'Payday UK', now, I know that some lenders will recommend or pass you to another lender or broker if they can't help, so that's not exactly my complaint, my complaint is that they didn't let me know clearly that my application was declined first before redirecting me to this other lender, which I can only presume it was declined by that fact but even so, it's a bit rude to just not say anything and just redirect you as if you're not worth any further communication with kind of a thing. I mean, they could have at least said something like 'sorry we cannot lend to you at the moment but we can direct you to another lender that might be able to help' etc, that way I would have understood what was going on, I also clicked back to see what it said and it just said my application was being process but this made no sense and I've heard nothing, didn't even get a declined email which disappointing though it is, at least it lets you know clearly, or in the unlikely event that they are still processing my application, they could have at least sent me an email to let me know, so sorry Paydayexpress, I didn't have a very good experience with you at all on this occasion, the best I can say is your website looks good.

The service is shocking, I owed 580.50 they took half because I didn't have enough funds in my account at the time, how ever that same hour, I paid the remainder no problems, so I stuck to my promise and paid in full the amount I owed that day. However they now want to charge me interest on the amount the couldn't access which they received within the hour they took the 1st half of my payment on the date I contractually agreed to pay. They are shocking, I've sent the numerous emails to none of which they have replied, I'm always speaking to a non English person on the phone. I am not in any debt whatsoever I jus need the extra cash for a new body kit on my car haha now it's paid my car looks awesome but these robbing idiots want interest for an amount which I paid on my promised date!! PLEASE DO NOT USE THIS COMPANY THEY ARE ROBBING IDIOTS!! Stay well clear of them!!! I hope they see this and I hope it pisses them off!!! Dicks!! :) PAYDAY EXPRESS ARE BAD PEOPLE!! DO NOT USE!!!! I wish there was a minus 10000 rating chart, that still wouldn't be good enough

I've had a payday loan with every company out there and got myself into debt and a muddle, now all paid off and debt free :) Obviously took me ages to pay everyone back with all the interest aswell!! THIS COMPANY WAS A NIGHTMARE still send letters emails texts offering me loans 2-3 years on Very rude and unhelpful don't even bother!!!!!

I wanted a low payday loan and paydayexpress offered the lowest amount of £80. This is advertised on their website. I was directed to paydayexpress via the money shop website who do not operate online (i believe that this may be their online version). I filled in my application and requested 80.00 as this was their lowest option, after the credit check went through a message told me that I had been accepted but for £100!? This was not the amount on the application. Yes, it's only a £20 difference but I believe that you should only borrow what you can afford to pay back. So I cancelled it. When I emailed them to ask why they had ignored my request for £80 they replied that they don't offer £80 and lowest amount to borrow is a £100. I emailed them stating that they are advertising £80 as the lowest min to borrow and this is accepted on the application form online. They have never replied. Due to this unecessary credit check I now cannot get a loan from anyone. If they don't reply to emails during the loans process, what would you do if you had problems after the loan? Very unethical practice and will be reporting this to the FSA.