PayPal Credit Card Reviews

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1.5 / 5
13% of users recommend this
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PayPal Credit Card

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Latest Reviews

★☆☆☆☆

“Paid card balance and have to wait 5-7 days to use”

Written on: 08/12/2017 by Jag0417 (1 review written)

I paid my card in full and was told, since I made a large payment, I would have to wait 4-5 business days, do 5-7 days to have access to my funds. I was told it is for my protection...., wait WHAT? my protection??? yes, I was told. So my money was taken from my bank, but you are protecting me from what..... MY MONEY. I asked to speak to a manager and was on hold for 10 mins, same answers, asked for her manager and waited 30 mins. same answer. I was told I can write a letter to… Read Full Review

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★☆☆☆☆

“Beyond poor”

Written on: 18/11/2017 by Surfitscu (1 review written)

Received the new card, PayPal MasterCard. Never received any initial billing, then received a late notice a week after the due date. Called the number on the card. Got India, with the first representative barely English competent - she is blantly rude and hangs up. Call in and ask the new rep for a supervisor, which she hung up. The profile settings for this credit card, can't find their alerts to turn on normal notifications. Called PayPal in Omaha....automated service fine, but if you… Read Full Review

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★☆☆☆☆

“Hijacked”

Written on: 16/11/2015 by Watson24 (1 review written)

My pay pal account has been hijacked and I don't know how and it seem when I try to use pay pal I get pay pal credit. This outfit should be banned… Read Full Review

Doraskowroski's Comment

Written on: 20/11/2015

My children were searching for 2011 SSA SS-5 this month and were made aware of a document management site that has an online forms database .

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★☆☆☆☆

“horrible”

Written on: 12/10/2015 by cwTucker156 (1 review written)

Interest are high and is not worth it!… Read Full Review

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★☆☆☆☆

“paid as agreed in 2013 now negative on credit 2015”

Written on: 19/07/2015 by Tuckerv201 (1 review written)

I lost my job and closed my retirement to close and pay off my accts. I paid the agreed buy out amount. In april of and in March of they put it back on my credit report as an open overdue acct. The made a deal and I did my part and they try to ruin me two years later. Bad business practices beware. I fought it in March and got it of my credit report and they came back in May. Fighting it again. I am going to have to check my report more often. STAY FAR AWAY FROM THIS Company… Read Full Review

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★☆☆☆☆

“LIAR'S BEWARE ”

Written on: 06/07/2015 by 456Howard (1 review written)

Had over a 4 year use with credit limit of High 5 thounds , never had a problem than had Illegal use of $40 dollars on my account filed fraud charge with them they CANCELLED my card and wouldn't give me a legit reason why , refused to correct it never sent me any helpful info will be leaveing negative feed back every where I can . Save your self the frustration of dealing with negative PAYPAL credit card company that won't help you one bit will be takeing paypay of my Ebay Auction and Gunbroker… Read Full Review

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★☆☆☆☆

“Illegal Activity -- DO NOT USE!”

Written on: 24/06/2015 by JennyGI (1 review written)

My husband signed up for PayPal credit. Without telling him, PayPal switched his preferred mode of payment to PayPal credit rather than the credit card that he chose. (This is illegal; they've since been fined for it.) They didn't bill us until AFTER they assigned us late fees. We paid the original amount but refused to pay penalties for their illegal activity. Since then they've hounded us, calling us at work (illegally) and at home multiple times a day. They're now calling our friends… Read Full Review

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★☆☆☆☆

“Paypal credit just Bill Me Later with a new logo”

Written on: 08/09/2014 by 59Donnelly (1 review written)

First of all, they will reel you in with the promise of no interest for 6 months, but rest assured that they will find a way to get interest out of you any way they can. They will change their interest at the drop of the hat ( when threatened with the government intervention, they suddenly dropped it from an outrageous $20 - for a balance of less than $300, to interest of only $6.95) They will claim that the payment was late- even though it was mailed six days before the due date. Stay away… Read Full Review

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★☆☆☆☆

“outsourced customer service”

Written on: 31/08/2014 by catseti (1 review written)

I am currently a victim of identity theft and found an inquiry to get a PayPal MasterCard that was sent before I put a security freeze on my credit. called the company to get it removed and cancelled before it got approved and each time I attempted to call, I was received by an Indian person who did not understand or speak enough english to comprehend what I wanted. They kept checking for an existing account and telling me nobody tried to get a card under my name. Finally I just asked "is there… Read Full Review

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★☆☆☆☆

“Very bad”

Written on: 23/07/2014 by MacGregor466 (1 review written)

Terrible service. Bestbuy refund my money but I wait for a month for the GE bank process this refund. The reward program is never as good as they say, 6,000 points = $50 cash back. And the points expires after two years… Read Full Review

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★☆☆☆☆

“IMPOSSIBLY HORRIBLE!”

Written on: 17/07/2014 by SophiaLake (1 review written)

This card along with its issuer is so atrocious that I never thought it could exist. The customer service lies at you or offer vague, irrelevant excuses. For a card that has a limit, it does not allow you to surpass that limit at any other location but on paypal; but the ghastly thing is that it allows it and you do not know it Then the due date. Paypal is the only company to not honor a wire transfer where the date and time are fingerprints of the transaction, so they slap you with a late due… Read Full Review

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★☆☆☆☆

“Please offer negative stars - does NOT deserve 1 star”

Written on: 07/05/2014 by 191Warner (1 review written)

I just spent almost two hours on the phone with these idiots getting transferred from GE to PayPal and back to GE. Obviously they have ZERO interest in helping you or improving their product. Can't get rid of this card fast enough!!! Why can't we put some of the 12-25 million unemployed people in THIS country to work at call centers? If I have an issue with a company that I'm doing business with in the U.S., it would be helpful to speak to someone whose first language is ENGLISH. We should… Read Full Review

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★☆☆☆☆

“Customer Service Sucks plus rewards redemption is a scam”

Written on: 29/04/2014 by 1972Pierce (1 review written)

This cards Sucks! Called customer service regarding reward redemption and they say they don't handle that. Stay away. GE Capital!!!!… Read Full Review

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★☆☆☆☆

“Would give negative five stars if I could”

Written on: 27/04/2014 by bobisfurious (1 review written)

This company is an absolute joke. They have constant login problems; I've now been trying unsuccessfully for five days. This is the third or fourth time this has happened. Nobody at the company speaks decent enough English to help. By far the worst company I've ever dealt with in my life. If you enjoy not being able to access your money for weeks at a time and having no information on the website whatsoever about when you might be able to, go for it!… Read Full Review

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★☆☆☆☆

“Only stupid people work there”

Written on: 14/02/2014 by twistnf8te (1 review written)

I called re: a problem with my online statement. I could see my balance but all statements show no activity. I called many times and each time told a different story. Once story was I had to wait 24 hours to download it and it would come in my email. Next was I had no activity and they refused to believe me that I had many charges over the last three months. The last time I was told I could not see my statement on line because I get a paper statement. I told them I get a paper statement… Read Full Review

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★☆☆☆☆

“Don't even bother to apply”

Written on: 11/09/2013

denied the charges even balance is zero and credit limit was 2000. Just closed the account today and feel great… Read Full Review

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★☆☆☆☆

“I'd give it zero stars if I could”

Written on: 14/08/2013 by fypp (1 review written)

THE WORSE. DECLINED FOR NO REASON. I have stellar credit. Sick of Paypal's B.S> I'll stick to my Visa and American Express… Read Full Review

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★☆☆☆☆

“Are u kidding me!!!”

Written on: 14/06/2013 by Sleuth03 (1 review written)

After so many bad reviews! So that I can put my scarce money into your damn plastic so tht u Paythief can rip me off!? I got this damn card in the mail-no way am I activating and using this piece o'… Read Full Review

Anthony261's Response to Sleuth03's Review

Written on: 07/07/2013

Paypal has sent me three applications for their credit cards. I also read the reviews on them and agree with you whole heartily. Their credit card sounds horrible.

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★☆☆☆☆

“RIP OFF DONT BUY PAYPAL PREPAID”

Written on: 18/05/2013 by nothappypaypal (1 review written)

I got the card so I could transfer money instantly over the net. I paid so could do so. Now after they got my money the web site dosnt work. Its been down for days. When I call they act like its no big deal I can just transfer money on paypal oh but that takes 3 to 5 days to get. I've been lied to cheated and hung up on by customer no service. When I asked for a refund so I could cut the card and throw it in the toilet where it belongs the "manager" said why should we do that. Because you sold… Read Full Review

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★☆☆☆☆

“Customer Service (or lack thereof)”

Written on: 22/04/2013 by GinoCorleone (1 review written)

4/21/13: Got declined at a vending machine to buy a $1.50 soda. Had $2000 of credit limit available to purchase. 4/22/13: Spent 1 hour and 32 minutes on telephone trying to speak to a credit card representative at GE/Paypal Extras MasterCard regarding issue. 4/22/13: 1:45pm - Called "customer service" number on the back of my card, got stuck in endless IVR loop with no ability to opt out to a customer service live person. 4/22/13: 1:55pm - Called "customer service" number on Paypal site… Read Full Review

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