Natwest Mini Cash ISA Reviews

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Natwest Mini Cash ISA

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Latest Reviews

★★☆☆☆

“Very Low Interest”

Written on: 07/09/2014 by exFarrell59 (1 review written)

The more money I put in my Natwest ISA, the less interest I get. They frequently lower the interest rates they offer to 'reflect market conditions'. My Money is probably devaluing the longer it sits in this pointless savings account. The only use this ISA has is that it is a place for me to store my money, away from my current account… Read Full Review

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★☆☆☆☆

“Buying new customers with didain for existing customers ”

Written on: 23/04/2012

The new E-isa rate is only available to new customer whereas existing customers have had their rate reduced by .25% to pay for it. Follow my lead and go elsewhere and remember if you are a new customer thinking of taking out this account this is the way you will be treated. … Read Full Review

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★☆☆☆☆

“I've watched the interest on my Natwest Mini isa...”

Written on: 02/09/2009

I've watched the interest on my Natwest Mini isa dropping consistently every month. I've placed at least £400 per month in and it's currently got about 9.5K in there... getting £4.20 return pm. Rubbish isn't it?
I'm moving my ISA and ditching them for my current account, been with them for 20 years.
Useless… Read Full Review

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☆☆☆☆☆

“NatWest doesn't explain changes clearly. Their...”

Written on: 01/04/2009

NatWest doesn't explain changes clearly. Their customer service is horrible!… Read Full Review

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★★☆☆☆

“The Natwest Mini Cash ISA gave a better introductory...”

Written on: 08/01/2009 by tracy80 (1 review written)

The Natwest Mini Cash ISA gave a better introductory rate for new customers. It is not as competitive as others in the market and fluctuates but mostly to a lower interest rate rather then a higher one.
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★★★☆☆

“In my case, when I transferred my Cash ISA to Natwest,...”

Written on: 06/12/2008

In my case, when I transferred my Cash ISA to Natwest, they failed to explain that there would be a loss of interest for the time the cheque was in the post from my previous provider and then I would not start to get interest until the 2nd day after the money was cleared to my account. In effect, I lost 7 days interest which was not explained to me so I am quite annoyed with Natwest. Perhaps I should have asked however I think an honest provider would have explained this penalty of switching… Read Full Review

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★★★★☆

“ISA providers tend to tempt you in with good rates,...”

Written on: 16/10/2008 by iannapier (1 review written)

ISA providers tend to tempt you in with good rates, which reduce after a period. This NatWest account is no exception, with a 2% 12 month bonus. As a saver then, it is necessary to review each year and probably move the ISA to a better rate elsewhere. The receiving institution must do this for you; the rules do NOT allow the saver to close an account and take the money elsewhere themselves without loss of tax free status. One of the most important factors then is the smoothness and speed with… Read Full Review

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★★☆☆☆

“I am sorely tempted to move everything,...”

Written on: 15/04/2008 by A Blackshaw (1 review written)

I am sorely tempted to move everything, lock-stock-and-barrel, to another bank because of this messing around. I have been with the bank for all of my life. As a saver in childhood and the old 'District Bank' days to today. However, the last 4 weeks have been absolutely frustrating and irritating.

I think, contrary to the TV adverts, that they should turn my local Nat West into a trendy Wine Bar! I feel I would get better service… Read Full Review

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★★★★★

“I have "maxed" my NatWest cash ISA for 5 years now -...”

Written on: 01/02/2008

I have "maxed" my NatWest cash ISA for 5 years now - no problems at all, am now getting just short of £100 a month interest… Read Full Review

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★★★★☆

“I have had a Natwest Mini cash ISA for 2 years now. I...”

Written on: 24/01/2007 by python monty (1 review written)

I have had a Natwest Mini cash ISA for 2 years now. I deposit money into it on a regular basis, and it is serving me well.

I would certainly recommend a Natwest Mini cash ISA, as I have had no problems whatsoever, and I am happy that my savings are steadily growing… Read Full Review

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