written by JoeRoy271 on 13/02/2022
Needed a loan for 12k to purchase a car, i have mortgage with santander so decided to apply with them. Took 7 days to get letter saying they offer 8.9 when advertised 2.8%. I then applied to sainburys and was offered 2.8% and agreement signed within 5 minutes of applying. Read the agreement which confirmed 2.8 % and money was in my account in 20 minutes. Reading all the bad reviews here after spending the money I thought they would change the APR as others have mentioned here. However i rang them and the confirmed that the 2.8% was the rate offered after the checks so not changing. Overall impressed with the experience but it was stressful thinking the apr would change after spending the money.
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