Hitachi Personal Finance Reviews - www.hitachipersonalfinance.co.uk

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★★★☆☆
3 / 5
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  • Customer Service

  • Value For Money

  • Speed of Application

Media Gallery for Hitachi Personal Finance - www.hitachipersonalfinance.co.uk

Hitachi Personal Finance - www.hitachipersonalfinance.co.uk

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Latest Reviews

★★★★★

“Excellent ”

Written on: 09/10/2019 by annasonniestar (1 review written)

Excellent loan company - low interest, a simple online application with an instant decision - the money was in my bank account the next working day. Highly recommend… Read Full Review

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★☆☆☆☆

“Worse finance company ”

Written on: 31/08/2016 by Flynnaf147 (1 review written)

Back in February 2016 we signed an agreement with Hitachi and also sent off a power of attorney form and authorisation letter for me to act on behalf of my elderly parents. Today I received a letter from them with regards to a missed payment. So I rang Hitachi and they could not find the authorisation letter even though I had got an email from them confirming that the authorisation was in place. So after two hour battle got no where and the amount Hitachi wants to take is extortionate to what… Read Full Review

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★☆☆☆☆

“Utter complaincy in dealing with lack of competence ”

Written on: 20/06/2016 by ASHRJ (1 review written)

I took out a loan with this company last year through Hilary Blinds, the agreement started to incur interest on 1st June 2016. I had planned to pay this off by this date so I didn't incur interest. I contacted Hitachi numerous times to change the direct debit and/or make payments. Instead today i was told that the money i had paid them was sat waiting in my account and that they only took it out at the minimum amount each month!! Of course.. this meaning that i pay them the interest they… Read Full Review

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★☆☆☆☆

“Was refused a loan simply because my email is polish....”

Written on: 17/04/2016 by EleanorDriscoll164 (1 review written)

Was refused a loan simply because my email is polish. No further checks. Never had problems like that with any company before… Read Full Review

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★☆☆☆☆

“Beware check your Credit History”

Written on: 24/01/2015

I recently discovered after being refused a loan by my bank after they had checked my affordability that Hitachi had placed a false credit rating on my file. When I took out a loan with them just over a year ago for £20,000.00. They posted a debt of £36,000.00 onto my rating account.. This included all the interest due if I had allowed it to run its full course.. After paying down the loan with extra lump sums as of last month I only owed themt £3,000.00. My rating still showed I owed them… Read Full Review

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★★★★★

“Quick and easy!”

Written on: 21/11/2014 by zs88 (2 reviews written)

Really pleased with my recent dealings with Hitachi Personal Finance. I applied for a loan to fund a car purchase, the application process online was simple and gave me an instant decision of whether I was approved or not (I was!) and from there just simply e-signed the documents and the money was in my account within 24 hours! I got email updates from Hitachi to let me know when everything was in place and when the funds were released to me so I knew what was happening which was great. I have… Read Full Review

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★★★★★

“Quick and easy!”

Written on: 21/11/2014 by zs88 (2 reviews written)

Really pleased with my recent dealings with Hitachi Personal Finance. I applied for a loan to fund a car purchase, the application process online was simple and gave me an instant decision of whether I was approved or not (I was!) and from there just simply e-signed the documents and the money was in my account within 24 hours! I got email updates from Hitachi to let me know when everything was in place and when the funds were released to me so I knew what was happening which was great. I have… Read Full Review

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★★★★★

“Fantastic service ”

Written on: 04/11/2014 by panhead (2 reviews written)

Great for poor credit. Stated 4% apr. Ended up 4.6%, no biggie as this is still better than my bank who would not give me a loan anyway due to poor credit. Very quick service online. Money in my account 2 days later never had a issue.I make every single payment on time. If you make your payments on time you will not have any problems unlike some. You can not give a company poor rating because you can not keep up your repayments. Remember to un-check the box for people to contact you when… Read Full Review

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★★★★★

“Fantastic service ”

Written on: 04/11/2014 by panhead (2 reviews written)

Great for poor credit. Stated 4% apr. Ended up 4.6%, no biggie as this is still better than my bank who would not give me a loan anyway due to poor credit. Very quick service online. Money in my account 2 days later never had a issue.I make every single payment on time. If you make your payments on time you will not have any problems unlike some. You can not give a company poor rating because you can not keep up your repayments. Remember to un-check the box for people to contact you when… Read Full Review

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★☆☆☆☆

“Hitachi Personal Finance: Think Again”

Written on: 25/09/2014 by 498Edwards (1 review written)

My house is in need of some overdue repairs and renewals and I was attracted to Hitachi Personal Finance's advertised rate of 4% APR, so I filled in the form on line. The next day I got an email saying my application was accepted. Logging in to Hitachi's website, however, I found they wanted nearly 19% APR! The total interest would amount to nearly one third of the amount borrowed. I thought maybe this was a mistake, but in spite of the instructions provided there was no way to download a… Read Full Review

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