Swinton Motorcycle Insurance www.swintonbikes.co.uk Review

I renewed my scooter insurance with Swinton's as they were the cheapest on 'Go Compare' - that was a big mistake!
Having had the year's policy (paid in full) for only two months. I sold my scooter and had no intention to purchase another. Thinking like every other policy I have had, I will at least get some cash back for up to 10 months of unused policy. It would only be about 30 quid but that is better than nothing. To my shock, the representative asked me for another £21 to which my initial reply was simply laughter! It was then explained to me that KMG, the insurer charges a £50 cancellation fee. So I instructed the lady to reinstate my policy - her reply 'too late, it's a;ready cancelled'. I argued this point and then I got the story that it would be cancelled automatically when the new owner insured the bike so whatever I did, I would still be liable. I was assured that the next time I buy a bike and insure through Swinton's I would get a £50 discount. Foolishly maybe, I've paid the £21 but I will NEVER use Swinton's and I would strongly advise others to do the same. I have since seen from other reviewers that Swinton's are trying this tactic with all. I have NEVER had this with a couple of other policies I cancelled in the past. The cheapest is not often the best!