
Loan to Learn Reviews - loantolearn.com
Ease of Application
Value For Money
Loan to Learn Reviews - loantolearn.com
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User Reviews
Ease of Application
Loan!s!2learn
I got an offer to borrow £1,000 from this company. as others write, they demanded an advance payment from me to cover the cost of sending money 25 £. My question is is there any person who sent this money and received a loan? because I see that a few years ago, despite communication difficulties, etc., people received money, now it's really hard is to find information about this company. the company is given on the one hand under the name Casper Finance (in the e-mail with the offer) on the other hand in Sparkle Financial or as Loans2learn. the name is very similar to loans2go and most of the reviews are about this other company, loans2learn i really only found something here. the company is registered at PE29 2BQ, Chord Business Park, London Road, Godmanchester,
Horrible Company
This company is the worsted people I have been with I payed the £25 to get the loan right into my bank account and then they said I have to pay the £140 to get this loan payed into my account very silly I did this and now this morning I phoned the company up to find out where my loan was '' he said I will phone you back in 15 mins'' this was at 8.55am this morning after the 15 mins I phoned them again about 10 times and they didn't talk to me and they keeped denied my calls it is 10.38am someday they told me they would call me back and I have no money in my bank account nothing now they are trying not to talk to me thought emails and phone calls they was rushing me to make these payments to them personal bank accounts PLZ DO NOT GO WITH THIS COMPANY
Ease of Application
Value For Money
Raydium Finance
Absolutely terrible company,when asked to pay my fee into an account on line but I refused as you never pay into personal accounts or by phone top up and even though tried to find them not a registered company be aware, don't let them fool you
Ease of Application
Value For Money
The “contract” Does Not Comply With Fca Standards.
The “contract” does not comply with FCA standards. As a previous underwriter of one of the worlds biggest banks I have met personally with the Fca on a number of occasions.
They are not registered with companies house, there is no records with the Fca.
Thejr listed address js a building Iof veterinary practices. The email address they use is for a different company and also a gmail address which is insecure to say the least.
I’ve sent back a long email asking for information. A set up fee is not uncommon, but paying it without providing bank details is. They are not registered with companies house either.
The email address used is a gmail address not a legitimate business one. The figures quoted £1000/24 months & 47 does not include any interest rates either.
Has sham written all over it in my professional experience.
Ease of Application
Value For Money
Total Swindel
I just received an email today telling me I could get 1000 with repayments of 49 a month. I decided to research the company as I have recently been swindled out of 500 quid and came across this site. Thanks very much for these reviews. I have now blocked them on my emails. Didn’t send them any money thank god.
Ease of Application
Value For Money
Payment Fees
Contacted by this company offering a loan looked lovely on paper but then they asked for fee's stupidly I paid the first 25£ was going to pay the 125 handling fee but after reading these reviews it's going to be a big NO Luckly I found out now and im just 25£ lighter and no more than that!
Ease of Application
Value For Money
I Applied To This Company Raydium Finance On Behal
I applied to this company Raydium Finance on behalf of Loans 2 learn over the last few days about a loan off £1000, paying back £47.81 for 24 months at 10%APR which I was happy to do, but all of a sudden I was told that I had to pay a refundable £25 to set up the loan threw a Google play card which at the time I thought strange but ok, as this would have gotten me my loan, but no then it was refundable £125 as a security deposit which again I paid and was told the funds where now sent threw a company called CHAPS and would be in my account by 11am today 9/4/2022. Again nothing I understand it being the weekend and could take longer… I emailed the company loans 2 learn again to let them know that there was nothing in my bank account from this transfer company either, what I got emailed back to me has just blew everything out of the water, this so called company loans 2 learn apparently are now trying to get an additional refundable £175 to cover VAT charges from me before the funds will be sent, I have all the emails still on my phone and will be passing them on to the FCA to let them know this company is not legitimate as they are taking money from vulnerable people when times like these are hard enough. Absolutely disgusted with there practice.
Unfortunately I didn't read the reviews before I sent the £25 and gave over my account details
They’ve done the exact same to me :( lucky I only paid the £25 I’m on the phone to the bank and I will be reporting it to FCA aswell.. they sent me a link through email that sends you to the GOV website that’s the only reason I sent the money over.. turns out it’s a sham please people don’t use these!! Even the bank just said if you apply for a loan that requests money before you’ve even got the money not to do it! Hope no one else gets stuck with this situation
I have had an email today from the Radyum Finance offering me a loan of £1,000.00 and £25.00 to pay to set up the loan. They wanted to know my bank account number plus sort code. I am not going ahead with this and thanks to everyone's input.
They insist they are regulated by the Financial Conduct Authority which I highly doubt as no company that does loans will ever charge fees before you get your loan money, I wanted to go with this company for a loan of £1000 payable @47 pm
They dont seem to have a good reputation judging by all these reviews here
Thank you, was just about to send£25 before I googled this company, thanks again.
Absolutely Horrible Company - Do Not Use!!!
This is absolutely the worst company I have ever had to deal with financially.
I made the mistake of co-signing for my daughters student loan...HUGE mistake.
They harrass and send threatening emails and when I would check on the payments, they had been paid...notifications and information were very conflicting and inaccurate.
I do not dispute that she was not late a few times, however most companies will work with you in good faith....not these folks....BE WARNED!!
My credit report has tanked thanks to them...
DO NOT USE!!!
Ripp Off
Please do not use this private student loan. Now, that the CEO is under fire for misuse of funds, they have report my account to the Credit Bureau and continue to report negative comments and to a collection agency which is an attorney's office whom you will have to pay their fee plus interest for making the collection and loan to lean. Keep in mind you still have to make monthly payments to the attorney's office with interest, that you will never complete your payments. They have destoryed my credit for one late payment.
Ease of Application
Value For Money
Avoid At All Costs
Avoid at all costs. Predatory. Customer service is absolutely horrible, that is, if you can even get a primary english speaker.
Interest is compounded daily.
Q&A
I took out 2 loans with loan to learn in 2006 & 2007. Paid on both loans every month on time up until Hirricane Ike struck the Texas coast in 2008. Lost job, home and cars. Ended up having to file bankruptcy in 2008. Loan to learn was included. After listing job second time, bankruptcy was discharged. My parents were co-signers on the loans. In 2012 papers were served for lawsuit action. Me and my parents worked out an agreement with the attorneys office collecting for loan to learn. A pmt arrangement was made and we've been paying monthly on time since January 2013. Now all of a sudden EDUCATION is suing me (the borrower) because I live in Texas and my parents live in Louisiana, even though payments were and are still making payments to the attorneys office in Louisiana. Can I be sued if payments are being made?