Paydaddy - www.paydaddy.co.uk

Not open yet only offer some loans to people by looking at the reviews

i have applied several times on this website first i was told my application would not be considered til november1st now i have reapplied and was told i would have to wai till 2012 which doesnt state anywhere on the website this only via email when it has taken you 5minutes to apply wouldnt recommend pointless waste of time tbh!

I've applied for loans with a few payday providers in the past, but they tend to reject me or ask for all kinds of weird documentation. Just because I am an entrepreneur and because I've been late on a previous loan a few times it seems I am unwanted by most lenders.

So I didn't really have high expectations when I tried Paydaddy.co.uk, but I was actually pleasantly surprised. Finally a payday provider that accepted me with no fuzz. Granted, they didn't give me the full 300 quid I applied for, but they said they would do so if I apply again in the future.

So thumbs up to Paydaddy. Will definitely use them again!

Some payday providers pay out in less than an hour, however Paydaddy took several hours before payout. So it's not as fast as some others like Wonga - but you also avoid the transaction fees. Apparently they also pay to EU bank accounts outside the UK, so unlike other providers you don't need a debit card to get a loan.

They respond quickly to E-mail within a few hours through a Quick Service in their FAQ, while the phone service can have some annoying waiting time. They may grant a lower amount than you request, was offered only £100 when asking for £200.

You don't need a salary to get a loan, but maybe their loans are smaller if unemployed - this I have no experience with.

Payday loans are expensive, sometimes you can get a card even with a bad credit record at Vanquis Bank - so would recommend getting a credit card instead of payday loans.