AKC Pet Healthcare Plan

The AKC only provides you with the illusion of insurance coverage. When you truly need this insurance as what happened to me, AKC excludes and denies coverage. This insurance is good to get the teeth cleaned with the wellness plan. Now I ask the $1,000′s you pay in an annual premium you could have paid for the teeth cleaning at least twice.

So for years I thought I had insurance with the AKC and really I had the "Illusion" of coverage. I cancelled my coverage with the horrible provider and moved to an excellent one.

Read the fine print - watch for "annual maximum" "per-incident" "heriditary conditions" "genetic conditions" and of course "arthritis". See what I mean - they offer the illusion because some medical claim most likely will fall into this category and be denied as is what happened to me and my beloved pet.

Many OTHER providers do not have the "illusion" and offer creditable coverage for the same price!

I have now cancelled with the AKC Pet Insurance. The colossal problem with the AKC is the "per incident" and "chronic" add in heredity and arthritis -- so in the end you basically have the "ILLUSION" of coverage. My experience has been something is forever fallen into one of these categories - when it is not the facts. Now add in the denied claims, lack of integrity with the AKC Pet Insurance, you only paid for the "fantasy" of have a creditable provider while covered with the AKC. You pay huge premiuns and have basically nothing. As stated, I have dropped the AKC and guess what -- I now have a creditable provider for my pup withou an "ILLUSION" of coverage -- my new provider is based on "factual" claims processed and paid

I have had multiple pet policies with the AKC for my 4 dogs for YEARS

This insurance is only good for the SMALL STUFF! When you truly need it, they will claim some NONSENSE and deny the claim or give you some line of garbage.

Unfortunately, I needed the insurance and the AKC did NOT PAY as they claim they will.

I STRONGLY suggest if you are purchasing insurance, and think you have a piece of mind knowing you have your beloved pet covered, THEY ARE NOT!!!

I am taking the matter to the IL Dept of Insurance - Public Service Section.

I ask you... do you want to deal with the AKC; and the added loss of your beloved pet and UNPAID Claims of over $8,000.

You are best checking out an insurance company that pays an annual maximum WITHOUT a per incident restriction. For myself, there were 3 separate hospitalizations that the AKC is considering ONE INCIDENT and DENYING diagnostics as well.

In the end I will see what the IL Dept of Insurance states, but BEWARE -- do you want to deal with this? Unexpected expenses when you are paying a high premium for YEARS and the loss of your beloved pet and these idiots?!