Rampdale Motorcycle Insurance

Rampdale Motorcycle Insurance

User reviews
1.4

Customer Service

1.4

Value For Money

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Rampdale Motorcycle Insurance

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Rampdale Motorcycle Insurance
1.93 46 user reviews
511%
413%
30%
27%
161%
02%
1.4

Customer Service

1.4

Value For Money

User Reviews

JWss

Do Anything Not To Payout

I had my bike stolen on 9 November and now on the 11 January I am no further forward on whether Rampdale will pay out. My claim (in the £100's) has gone to a management review but has been at a management review for about 6 weeks, due to a technicality on my policy. My policy states commuting, but my bike was stolen from my head office, about 1 mile from my usually place of work which I very rarely visit and it was my first journey of the day from my home. Why does it take 6 weeks for a management review to decide on course of action. Rampdale have no concern over the personal issues their delaying tactics cause me. One I lost a much loved bike and For 2 months I have had to arrange lifts to work. I can't proceed on getting new transportation until I know what Rampdale decide. To rub salt into the wound I recieved a separate email asking me about renewing my bike insurance, how insensitive. All they care about is getting money in. I have been with Rampdale since owning a bike (past 4 years), and plan to ride a bike for a long time. They don't seem to care about customer loyalty and future loyalty. Terrible, no care for customer at all.

Houjon95
1

Customer Service

1

Value For Money

Awful Service & Extortionate Cancellation

I had my bike for just 4 weeks when it was stolen however I only had 3rd party insurance so I just tried to cancel the insurance. After about 2 hours on the phone being passed between different departments and stuck on hold, I was told I can't cancel over the phone but need to send them an email. 3 emails and 3 weeks later I finally got a response saying it would be cancelled. I payed £545 for the year so I figured i'd be charged 1 month plus a cancellation charge and I was expecting around £400-£450 refund however, due to the delay, they charged me for 2 months insurance. After there extortionate cancellation charges, I received a refund of £285 meaning on top of the loss of my bike I was charged £260 for 4 weeks insurance. Absolutely disgusting.

Guest

Avoid

I Wish I had read these reviews before I took out my sons Insurance. I paid in full £221.63.after 8 weeks my sons moped broke down , so got another moped they charged £70 to change over. Then 8 weeks later my son had a accident to no fault of his own . wet roads. fell off and damaged his left leg unable to ride for 4/6 months .I phoned up to cancel policy ,cant do it over the phone send a email .no correspondance.sent 4 emails before I received a reply. All they will refund is £26 .disgusted. all they do is rip you off. I have ended up paying £50 a month for 4 months of riding. please look around before you buy from this insurance company . Dont know how they can call themselves a no1 insurance company . They dont answer the phone either . avoid . I will be warning all my sons friends not to use this company . NO BIKE,BAD LEG, AND £200 WORSE OFF.

Cola96
1

Customer Service

1

Value For Money

Rude Amd Useless

Took out insurance with this company as they seemed to provide good cheap cover for my bike. After having the bike for a month, turned out I needed a new bike after old bike kept letting me down and couldn't keep affording new parts. Phoned up to get quote for different bike. After three promised call backs and me calling back everytime. They informed me that the premium would go up which I expected but that they expected me to pay £250 up front! I told them I wished to cancel after making two payments and they tried to charge around £90! I decided it wasn't worth the stress and called up to cancel, to which the told me I had to email it in to cancel. I emailed the company and heard nothing back. I then phoned up AGAIN and was told just to send it in again. Policy still not cancelled.

1
RampdaleLtd

Hello,

We are disappointed to read your review on this site . So that we are able to respond to your comments can you please supply your full name & policy number, who will then be able to look into this matter. Thankyou.

Regards,

Alan

Rampdale Ltd

ronnilobby

Appalling Avoid Avoid Avoid

Purchased insurance paid my deposit for monthly payments then days later told I have not been accepted for monthly payments and I needed to make payment in full which I couldn't refused a refund was spoken to in a very rude manor they shouldn't of took deposit before check was done

1
RampdaleLtd

In reply to this comment, please note that before a policy can be purchased online a customer has to accept our "terms and conditions" which states the following:

***CREDIT SEARCHES We and/ or the insurer and/or credit providers may use publicly available date from a variety of sources, including credit reference agencies and other external organisations to verify your identity or creditworthiness, to avoid fraud, and to obtain beneficial quotes and payment options on your behalf. Each of the searches may appear on your credit report whether or not your application proceeds. If you have chosen to pay by direct debit we use a finance Company called Giscours Ltd. Generally, if you have arranged Insurance over the phone the below will have already been carried out, however, the below should apply if you have arranged cover Online. To determine whether Giscours Ltd will accept your application they will use credit reference and fraud prevention agencies to help make their Decision. If your application is successful Giscours Ltd will send you a credit agreement, this must be signed and return to Giscours . If your application is unsuccessful we will contact you and request if payment can be made by another method.***

If the alternative method of payment is not acceptable to the customer then we would have no choice but to cancel the policy. This would be done on a pro-rata basis but is subject to a minimum charge of £27.50. In these situations, Rampdale does not make a charge and the customer purely pays for the time they are on cover.

woodster0201
4

Customer Service

4

Value For Money

"fantastic Customer Service"

I recently purchased a policy online but I made a mistake by putting in the wrong registration number. I was stopped by the police as they said I was not showing up on their computer as being insured. I explained I had bought the insurance so they contacted Rampdale who confirmed I did have cover and they corrected my registration number immediately. I was allowed on my way again.

Great customer service and I would recommend these guys for Insurance.

gazowens
1

Customer Service

1

Value For Money

Worst Ever Compnay

The worst company ever , they cant even help an ex war vet who has miss understood that the insurance was going to charge him twice in the same month all because he changed his pay date, the thing i cant get over is that they charged me on the 6th , and not not noticing that the new pay date was on the 28th of the same month, thinking because i already payed once that the next pay day would be the next month, however they have now said that they are not willing to help me even though i have tried to explain the the fact i cant afford it this month, they are not willing to help but are willing to add extra to the policy, i think that this compnay needs to be shamed and named, its not far that you pay once on m time and n thenm they send a letter asking for more money, and if you dont pay ( even though it already has been payed) they will cancel the policy and send the bayliffs for the 56 pound outstanding, if anybody out htere wants insurance for their bike DONT use this company they are dreadful,.

THEY WILL NOT HELP YOU IN ANYWAY , DONT BOTHER WITH THESE THEY ARE A WASTE OF TIME AND MONEY.....

4
gazowens

Heres my im mad because i had already payed for Junes installment , i hadnt realised that i had to pay twice, then you send me letters threatening to cancel my policy, you are bang out of order, i realy thought my son and i had a great insurance policy, but i dont think like that now, if you want more details please ring me or you can read it in the local papers because thats my next step

RampdaleLtd

Good Evening,

With reference to the comment you have left, please note that we take every comment seriously and I would kindly ask you to email us providing me with your full name and address so I may look into the issue which you have raised. Once I have done so I will contact you to advise you of my findings.

Regards,

Compliance Team

RampdaleLtd

Good Evening,

With reference to the comment you have left, please note that we take every comment seriously and I would kindly ask you to email us providing me with your full name and address so I may look into the issue which you have raised. Once I have done so I will contact you to advise you of my findings.

Regards,

Compliance Team

RampdaleLtd

Good Evening,

With reference to the comment you have left, please note that we take every comment seriously and I would kindly ask you to email us providing me with your full name and address so I may look into the issue which you have raised. Once I have done so I will contact you to advise you of my findings.

Regards,

Compliance Team

apollo.damien
1

Customer Service

1

Value For Money

Insurance Canceled Without Knowledge Of The Customer.

The motorbike insurance was canceled without my knowledge. Rampdale uses several insurance companies which you can't get in touch with or even find details online. Xpekt is one of those companies.

After several calls trying to avoid my insurance being canceled, or any help in the situation, Rampdale just replied with a "too bad" attitude and the customer help department were really rude.

Something you chose these companies to try and save money but you end up spending even more.

I suggest reference insurance companies as you are treated differently and with respect.

1
RampdaleLtd

In reply to this comment, please note that we only ever cancel a policy after contacting the customer via email or post (sometimes both) and in some cases by telephone. If no response is forthcoming we have no alternative but to cancel the Insurance as per the terms and conditions of the policy.

Regarding the second point of not being able to get hold of an Insurance Company, please note that all Brokers act on behalf of Insurers and as part of the agreement they shall have to deal directly with the public unless an issue can't be resolved.

Rampdale will at all times endeavour to offer a professional and courteous service and if any customer feels this has not been adhered to should contact our office to let us know so the appropriate action can be taken.

unhappyguest192
1

Customer Service

1

Value For Money

Must Be The Worst Insurance Company On The Planet

where do you start with rampdale, i suppose with the customer service that does not actually exist beyond getting you to take a policy with them zero help beyond the initial interaction

they hide behind your policy small print that they fail to inform you about because its "our responsibility" to read them in full i assume that usually takes place afer you qualify for the law degree and you fully understand the draconian rules they set in place

The other rampdale excuse is fobbing you off to your actual insurer and washing their hands of you, rampdale being only the people that take your money

and if you are in an accident you're really on your own trust me on that point they wash their hands of you but thats only after selling your details to the multitude of accident claim maggots and curtesy vehicle brokers who send you a "curtesy" replacement bike while the claim goes thru but try to charge you when the other insurance company wont pay the extortionate vehicle rental terms

finally you will marvel at the speed they send out the letter telling you your insurance is cancelled when they try to avoid actually paying out by then insist you return the paper insurance certificate they never sent you in the first place and threaten you with dire legal preceedings based on a legal system that has not been used in years if you do not.

we print our own documents you idiots as soon as you cancel the insurance policy you could'nt tax a car with it you idiots, dvla write to you within a month to make you sorn the vehicle for having no valid insurance tell me though if i print out the pdf and send it to you can i charge you £25 for the correspondence plus a further £90 idiot tax and cancellation levy

moonridermore28
1

Customer Service

1

Value For Money

Bad Service

Avoid at all costs !!!! Poor service & Bad advice given !!!!!!!

Worst experience having to deal with these clowns & wouldn't recommend.

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Q&A

Nathan99

I am insured with Rampdale and I am 16 years old. I was just wondering if I was to sell my bike would I still need to pay my insurance for the rest of the year? Thanks

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