Scottish Widows Life Insurance

I tried to claim funds from a matured policy and now live in a different country. The reviews on Scottish Widows is bang on for accuracy there is a reason they get ONE STAR on average so “buyers beware”. If you think they are difficult to deal with wait until you try and claim YOUR money back. They are petty, contradictory, all in all put up so many road blocks to stall, their own processes and standards are archaic, out of touch and go against common sense and generally accepted good industry practices anything to delay paying you for as long as possible, they are probably designed to do exactly that hoping you give up.

I would never recommend them to anyone and can’t stress enough READ THEIR REVIEWS then go elsewhere. I have sent them certified documentation of my UK passport and Australian drivers licence which they rejected as they were verified by the Australian police as being true copies. Yet they fail to acknowledge I obtained these documents by getting the supporting documentation certified by the same process which is acceptable in EVERY COUNTRY I have lived/worked in. They were good enough for the UK government passport office but not Scottish Widows? Now they want me to get the same documents re notarised even though these documents were obtained by a process they don’t accept? They also wanted a letter resent from my bank and joint policy holder despite having ALREADY received them. Everything is a drama designed to frustrate and stall, they even requested my policy number after receiving it in the mail which prompted them to contact me in the first place? If you deal with them you deal with CONTRACTORS who don't seem to either have access to their database and systems or are too lazy to look, I am not sure which.

Seriously put your money under your mattress or review another company (any company) there is NO WAY they can be worse than Scottish Widows, their processes, standards as well as customer focus is right out of the 19th century.

PLEASE PLEASE DO NOT USE SCOTTISH WIDOW FOR CRITICAL/LIFE COVER!!!

i have insurance with scottish widow for a fews years now for my famaliy

my son was critical ill and in a coma for many days and there NOT paying out.

SAY NO MORE PLEASE DONT WASTE YOUR MONEY

Great scottish customer services.....couldnt be more pleasent and helpful.

Scottish Widows Life Insurance

When looking to change life insurance companies, we made the mistake of talking to our bank. First off, things looked fine. The application process was as tiresome as all the rest, but the premiums looked competitive.

As soon as our application was received, they wrote to our doctor to fill in a questionnaire, then began requesting blood and urine samples and family history of disease. The overall feel of the entire process was that, despite my husband and I being in good health, non-smokers and quite a long way under thirty, the company was looking for ANY excuse to put up our premiums.

Mine were raised due to recurrent urinary tract infections, which were treated and cleared in 2009 (the application was made in 2010) and despite tests and scans for renal function returning as clear and healthy.

Communication is atrocious, and they make no effort to explain their decision without constant reminding.

Save your money and reduce your stress. Don't bother getting life insurance from Scottish Widows. If they will hike up premiums on a healthy couple on their 20s, how much will they charge those of an older disposition.

Very disappointed.