Written on: 02/05/2022 by JoginderGujral (1 review written)
I had made the biggest mistake of my life of buying the Zurich Futura policy for USD 1 million coverage. I paid premiums of USD 154k and left with almost USD 100k. Lost more than USD50k in a span of 10 years. Despite, the fact that the markets were increasing. I bought my policy through NExus in UAE. They are all hand in gloves with each other. Even the Ombudsman is bought out by Zurich. I would recommend going with Term Insurance and investing as per your choice. Zurich Futura premiums are exorbitant and their fund management charges are very high too. Both Zurich and Nexus are not transparent. Stay away from both, especially when you are dealing with lifetime savings.
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