This service deserves my review and time, a colleague of mine has recently recommended to use WebMoney for making payments to our customers worldwide. At first, it seemed a little complicated but after some studying on the website I was able to create an account and open wallets in WMZ (equivalent to USD) and WME (equivalent to EUR). What's more interesting and unique, WebMoney is not just an ewallet, as part of your account you get so many great features for free. For example, in addition to making instant payments, you can also send messages to other WebMoney users, make and receive voice and video calls, send and receive files, lend or borrow funds, all directly from within the application. As a member of the WebMoney system you also get access to many services such as WebMoney Events (business network), Crowdfunding, Escrow, etc. The system does not charge an additional fee for using most of the services. Where WebMoney excels the most is the Security, I genuinely believe this by far the most secure e-wallet provider online. It is compulsory for all users of the system to follow a two-factor authentication procedure, either using a traditional SMS confirmation or the e-num service that generates one-time passwords. Overall, I am very happy with this system, it's a reliable product, great for both personal and business use.