written by Rbl77 on 08/08/2014
Professional, understanding, stress free are just a few words to describe the service from Settle My Debt! I was really struggling to stay buoyant with my debt but I was finding I was really sinking (fast) Since joking the plan 20months ago, S.M.D have settled 2 of my credit card debt! 3 more to go, I will try to pay more each month to get the rest of them settled. Don't delay... Get the help you need and don't be ashamed :-)
written by aqNielsen24 on 24/07/2014
despite many phone calls by debt management companies telling me that settle my debt were not a reliable company, I ignored them and feel justified in doing so because I am debt free and have saved over £2000 on my debts I would recommend them to my friends if ever they needed some help many thanks
written by bwKeller107 on 20/07/2014
I am thrilled to bits with what you hv done couldn't belive you hv settled one of my debts Thankyou
written by RobLeather on 19/07/2014
So far our experience of Settle My Debt has been very good. The plan was explained in detail and so far we've had nothing but positive results. Our debts are being effectively dealt with and the costs to us are pretty minimal in real terms. Our first settled account was at 65% of the outstanding amount and they are keeping the debtors at bay, which is always nice. Not using S-M-D would have meant paying high figures with no end is sight, spending 10 years locked into a arrangement with no flexibility or bankruptcy. Their approach is better. On a service from queries and issues are dealt with effectively by email. The one minor glitch we had with them was sorted in a matter of hours, all by email. I would recommend Settle My Debt to anybody who has even a modicum of debt as they are experts are negotiating lower payments that will result in not bad credit in the future.
written by on 21/06/2014
An excellent service, always a friendly voice on the other end of the phone. Settle My Debt offer a hassle-free way of paying a manageable monthly sum in order to reduce debt. Would definitely recommend to others!
written by on 20/06/2014
I contacted Settle my Debt late last year and spent many moments wondering what to do. Now 6 - 8 months on I am glad I contacted them as I can now see the present and future more clearly. Although I still have a way to go I can now see everything coming together again!! Thank you
written by 124Jordan on 18/06/2014
The advisor got my debt clear one to go and I'm debt free thanks to all the team I tell my family friends about you
written by Donovan437 on 08/06/2014
Been with SMD for about a year and they are fantastic. Not heard from my creditors since joining and all the staff are very helpful.
written by david10848 on 06/06/2014
We were impressed with the service from SMD. Since they started managing our debts we have had very little 'hassle' from creditors, giving us peace of mind.
written by Tomas478 on 05/06/2014
I would like to say thanks again for the way SMD and the staff have dealt with my financial situation over the past month since moving from my DMP to your Debt settlement arrangement.Excellent service very friendly, I have had a number of calls and mails keeping me informed of everything that is happening & asking if there is anything else the team can do to help or any more questions I have that they can help answer which is very reassuring & considerate. (A level service I never experienced during the 2 years I was with Step Change.
written by Shazzag74 on 05/06/2014
I have been with settle my debt for a few years and I can honestly say its the best decision I made,after struggling to manage debts and getting myself all worked up and depressed settle my debt took that stress away, they are always there to help if you have any questions, they help put your mind at rest, I am now debt free thanks to this wonderful cpmpany and I would recomend them to anyone. Thanks settle my debt you changed my life ;-) ★★★★★
written by jerseyblue on 04/06/2014
Fantastic...been with SMD, having been in a debt plan with another company. All I can say is that they have reduced my debts incredibly in a short time, always on hand to advise and assist and are respected by the various debt collectors whenever they do contact. I just tell them I am with settle my debt, and they get off my back and deal directly with SMD...less stress for me, and SMD always update me. If you have debts and want advise and an alternate way, please try Settle my Debt, you will not be disappointed.
written by BronsonGardner on 02/06/2014
Fantastic company which exceeds normal customers expectations. The owner is always on hand to provide advice. They've reassured me in difficult times and help set my financial affairs back on track.
written by 1982Newman on 04/05/2014
this company has helped us in so many ways.would rcommend it to anyone with problems
written by forcetobereckonedwith on 25/04/2014
3 years ago I went to settle my debt with 10k debt, last month I became debt free. I was thinking bout going on an iva but so glad I received a call and he changed my mind. Now it's like a weight has been lifted, I have more money to myself now obv as I'm debt free. I was worried at first cause it seemed to good to be true, but yaknow glad I took that step. As great as they are, I hope I never have to speak to them again! Lol. I can't thank them enough, but thanks again!
written by FaithBoyd on 23/03/2014
just got a settlement on a debt of 11k for just a third of that amount. talk of being chuffed to bits. thanks very much to the settlement team superb job guys
written by on 21/03/2014
I was with another company for around three years and my debts pretty much stayed the same, i got intouch with SMD in Nov 2013 and had two debts settled so far. I would reccomend this company to anyone who is in need of help, you always have the same peeson looking after your account and when you want to contact them it is so easy and if its by email i normally get a reply within half an hour.
written by on 20/03/2014
i got in touch with settle my debt when i realised i was getting to really bad finacial difficulty they where very helpfull from the start guided em through the application process adn told me exactly what to put down, they where friendley all the way through they have really got me out of a sticky and depressed state i now feel as though i have a massive weight lifted of my shoulders, i can now get back on with my life i would recenmend them to everyone who has had difficulties in managing their debt, they get you out of debt quicker than most other companys tehre models are tailored to suite the individual and you choose how much you wnat to pay and look at what is affordable
written by Camryni230 on 18/03/2014
I started with Settle My Debt in 2012, unfortunately with a lot of debt to be resolved. I was ashamed by my debt and didn't have the confidence to talk to my creditors individually and other companies seemed very unapproachable. From the second I contacted Settle My Debt I knew I'd done the right thing. I was contacted straight away and we talked through my debts one by one and went through my incomings and outgoings to decide on a figure I could pay towards these each month making it affordable. Now 18 months on I am very close to becoming debt free and I couldn't have done it without their help. Several of my debts have been settled at a lower % of the full debt and it has made my goal of paying these off much more reachable. To anybody struggling to see a way out, to me this was the best way possible!
written by watcher1858 on 13/03/2014
Having been on the end of another Company, I was, very much, at arms length mentally. After only a few months, one debt has been paid off with a large percentile reduction. Those monies can now go towards another Creditor to repeat the process. In sincerity, if you are having problems, listen to these Guys.
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As rated by our community of reviewers
Fionabaker1977's Response to forcetobereckonedwith's Review
Written on: 29/04/2014
How are people paying their monthly money? Is it not direct debit? After being with another company and getting nowhere I am really worried about joining another.