Experian Credit Report www.experian.co.uk Review

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Pereira135's review of Experian Credit Report www.experian.co.uk

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“Look folks, this company, and many others like it, are...”

Written on: 07/11/2019 by Pereira135 (1 review written)

Look folks, this company, and many others like it, are sponsored by the Finance industry and Banks.
Improving your credit rating (if it ever happens) is purely coincidental. What these Companies like Experian want, is to get your full details.
Your Name, Current Address, Contact details, Employment, Income etc etc etc.
Once they have all of that, the finance houses and banks have immediate access to you. They can then check if , at any time, you had dealings with them in the past and pursue you for whatever you may owe them, you are in the system and they then own you.
No doubt companies such as Experian get a nice little earner out of sharing your details and you, if you wait enough years and pay enough money, you will eventually start to rebuild your credit.,
However, how many years you have to wait to get any sort or improvement is anyone's guess.
I was advised to get one of those Credit cards advertised as a "credit rebuilder". I paid religiously after borrowing £5 and £10 a month on it and paying on the due date, never missed for over 18 months. My credit rating went down. I did however get calls from credit and finance houses I had used some 15 to 20 years ago.
DONT DO IT !!!!! STAY AWAY FROM EXPERIAN and all of the others. Stay away from Finance, Stay away from banks. If they have captured you then pay them £1/month on each account and make them wait 10 years for the balance.
These "Repair your Credit" companies: DONT PLAY THEIR GAME

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