Amazing site where you can rent your own server on a monthly or yearly basis which also comes with private forums as well as public ones, the server also comes with a script (bot) that will run automated trivia, server owners can pick and choose moderators at their will, flawless webcam and audio streaming and much MUCH friendlier than the bigger sites, there are PG servers as well as 18+ ones so it's also very family friendly. Disruptive members are very quickly dealt with

Funchatcam is a chat site located in the UK. It's free to join, 30 Pounds a month if you want to "own" a server. I put "own" in quotes because although it's touted as "your server, your rules", this is not the case. You WILL follow the site owner's rules, which change on a daily basis depending on which side of the bed he got up on. The site owner and his friends use the user paid servers as a personal playground, disabling servers, banning users and in general making life complicated. All in all, a poorly run site that requires a client download of questionable origin.