Excess Busters - www.excessbusters.com

I have insured my increased policy excess (£750) on my household insurance with www.excessbustes.com. It cost me just £38 and my insurance policy is now cheaper overall once you add the cost of the two policies, as the existing premium fell due to increasing the excess. This is a great idea. Nice one. Plus, excessbusters were really easy to deal with.

After listening to an article about saving on car insurance on sky news I decided to check out the advice given about increasing your motor excess to reduce premiums and then insuring the excess with an independent company.

My daughter is only 18 and the cheapest quote was £1150, by increasing her excess to £1000 I saved £230, I then insured the £1000 excess with Excess Busters for £39 saving me £191, plus now all the excess is covered where before there was a £250 excess to pay. A great way to claw back some money from these greedy insurance giants.