Pets Best Pet Insurance

Woohoo! Healthy Paws is our winner for 2015! Why is Healthy Paws the best pet insurance? Choosing our #1 pick for pet insurance was no easy task but ultimately, Healthy Paws came out on top this year. We were impressed that Healthy Paws offers three annual deductible levels ($100, $250 or $500), three percentage options for actual vet-bill payouts (70%, 80% or 90%) and that there is no cap (per-incident, lifetime, or otherwise) on any of their claims. They are unique in that once your annual deductible is met, all policy-covered incidents will be paid during that year, while most companies pay back after each incident deductible is met. So if your pet is susceptible to trouble more than once a year or you just want to be on the safe side, this plan is a good fit. Healthy Paws has some of the best customer service reviews in the business. They pay for most hereditary and congenital conditions, as well as hip dysplasia, which makes it a great choice for owners with breeds that are genetically predisposed to this condition.

They are wonderful! I started my puppy under a policy with them and from day 1, they have been easy to deal with. You can submit your claims online and they even do direct deposit for reimbursements now. They are big on customer service, unlike other pet insurance companies that will keep you on hold forever if you need to speak with a live agent. Their website is so user friendly and I love how I can see every claim broken out. The only thing I would change is the "per incident" deductible. I wish it was a yearly deductible instead of a per incident.