Provident Personal Credit - www.providentpersonalcredit.com

Provident Personal Credit - www.providentpersonalcredit.com
★★☆☆☆
1.8
28.0% of users recommend this
  • Speed of Application

  • Customer Service

  • Value For Money

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“poor service”

★★☆☆☆

written by Linaa304 on 23/09/2016

time and date that suit you best!!!! lol what a joke.. my agent kept saying i work part time this time and date suits me...so its whattime and date suits your agent best...i had £100..£10 per week i paid 12 weeks no prob then paid £40 on 12th to pay off loan. now i cant get another loan coz he has to wait for offer from head office what the beep!! it has been several day's and im thinking he just cant be bothered. very sloppy service and its not when payment best suits you....its when it best suits your agent

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“i-.d ”

★★☆☆☆

written by missbee69 on 18/09/2013

I do not have photo I.d! What else can be accepted

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“to much intrest”

★★☆☆☆

written by on 18/03/2013

took a loan right before my wedding as needed to pay off the reception venue so like £300i took and now i owe hundreds more on top of that and i am now struggling to pay it off but the agent wont take no for a answer they call several times a week ive also become unemployed recently so i dont have a steady income i feel pressured into paying with money i havent got they are awful people just avoid them because of the intrest costs even if ur desperate for the money do your self a favour your better off struggling then taking loans like this

Zoran007's Comment

Written on: 08/04/2014

Go bankrupt or set up an IVA, continue to make your payments until its sorted then sod em.

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“Good but also Bad”

★★☆☆☆

written by Semijunk on 13/09/2012

These people are good when you want money fast and in your hand, but when your as quick to pay them back early to reduce cost and interest to yourself, they lose interest in you as a customer!! 3 loans I have had and paid back each one early, last one I applied for was rejected by my agent because PROVIDENT don't work like that. They pray on people not being able to pay back on full after a few weeks. I was advised to appeal to head office in writing by the local branch manager who's number I got off the head office as he couldn't discuss my application for data protection and my appeal was rejected simply with a letter saying we do not overturn the decisions of the local branch manager!!! What?? My advice... If you want a loan and your happy to pay interest over the long term and you don't want to deal with the staff, go for it.

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“I applied over the internet for a £200 cash loan. I...”

★★★☆☆

written by tray030382 on 16/06/2008

I applied over the internet for a £200 cash loan. I was called within the day and an agent arranged to call with the paperwork the next day. He never explained the interest rates and expected me to sign without first telling me the weekly repayments! I had the impression that he expected me to know these already. however, he did turn up the next day with £150 cash (not the £200 I had been expecting) and has always been friendly and polite when collecting payments. As a single parent with bad credit, I was just grateful to find this company.

445741_Mcelweewin's Response to 374382_tray030382's Review

Written on: 05/03/2009

I found this review helpful because...it was an honest opinion

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Asked by smallville123 on 14th November 2016 Report this content
I have been accepted in principle for provident loan. How long does it usually take before final decision? Thanks

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Asked by flowers418 on 27th July 2014 Report this content
What is interest rate on these loans?

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