HSBC Car Finance

HSBC car finance is almost the same as the other car financing institution except for the personalized customer service. The rates are relatively lower than other banks but better results in providing financing since dealers has better leverage over other banks. Fast processing time.

I had a 580 middle fico score. Approved for a HSBC motor loan of up to $30K, 72 mos. 12.39%. They overnighted the check like they said with DHL, it arrived on time and I went to the dealership. No problems, the dealer treated me like a cash customer. I filled out the check attached to the loan document after picking the car and the dealer then took the entire page and I drove off. No down payment necessary if within the limit and the dealer treated me like a cash customer, not typical for people with sub-prime credit. Highly recommend. Capital One turned me down and I have had a credit card with them for the past year and never have missed a payment, Road Loans asked for a co-borrower....HSBC was simple, did it on my own.