First Direct Gold Card

Applied for the First Direct Gold Card along with First Directs 1st ACCOUNT and Offset Mortgage. I have never experienced customer service like it in my Life. No waiting at all!! Straight through to one of two UK Customer Service Centres. Friendly happy staff and good Honest advice when you need it. Having been with Cahoot previously I can say that First Direct are sooooooooo much better in all respects..... What are you waiting for... Move over... Its great in here.. Good points are 60 Months Balance Transfer of just 5.9% APR and 0% on purchases for 12 Months... 16.9% APR after promotional period ends.. Zero annual fee... Minimum £3000 Credit Limit. It is only available to First Direct Customers and there is no 0% Balance Transfer Offer.