Tesco Home Insurance Reviews

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Tesco Home Insurance
★☆☆☆☆
1.2
7.0% of users recommend this
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“Had a policy with them for 1 year. One month before...”

★★★☆☆

written by on 01/09/2010

Had a policy with them for 1 year. One month before the expiration date received a renewal proposal with the quote being £100+ higher than in the previous year. The letter stated that the policy would be renewed automatically and my credit card would be charged (i.e. you don't have to lift a finger, we will gladly charge you a hundred quids more).
Checked against their web site and received the same figure as one year ago. Sent a letter asking not to renew the policy and requesting confirmation - no response for 10 days. Had to call them and cancel over the phone. The person I spoke to confirmed they did receive my letter [and did not bother to action] and offered to "review" the quote, which I refused, the reason being: either you value your customers or not. If you do, make sure the price is competitive: in fact, the premium should be lower each year if no claims have been made.

+es: easy to buy, renewal proposal sent well in advance. Fortunately, have not made any claims so can't rate anything else.

-es: rip-off after the 1st year, no online policy management, cannot be contacted by email/web site forms, do not respond to letters, the only way to contact is using 0845 phone.

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Asked by Kris444 on 22nd January 2016 Report this content
I bought home insurance policy with Tesco few months ago. This month I was notified by the freeholder that there will be some external works to my block of flats and I need to update the insurers because of the scaffolding. I did so, and ended up with lots of exclusions - so now I have content cover that only covers me against fire. No cover against theft, accidents or malicious damage. I tried to have them overturn the endorsments, to complain, but they ignore me. There is no complaints procedure, no email to write to. I don't know what to do, now I am not covered, but 'have cover'. Can I sue them and if yes, where? Do I cancel this policy and replace it with another one? The freeholder just said that they never had that type of experience, it's not regular procedure. I regret ever buying the policy, I wish I visited this site before I did so.

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