written by krejciko on 21/09/2017
pre approved for a loan with best egg. funding took longer then expected but overall pretty easy. however it all went down hill after I decided to pay the account in full. It took bestegg 4 months to show "paid in full" on my credit report. I contacted the company originally 30 days after I paid the account off in full and they would not tell me why it still showed on my report. not until I filed disputed with my credit reporting agencies were they forced to remove the loan from my credit report. huge inconvenience and because of this I would suggest taking your business elsewhere.
written by on 14/09/2015
Rejected, I have worked my entire life and can not get out of debt. Always pay my bills on time and go without just to pay bills. Why send these Pre-Approved forms out when I always get rejected. It is very disappointing.
written by BentleyRobles on 11/11/2014
I received the offer in the mail that everyone else has and checked them out. Although their is not an application fee, they do charge a fee for origination of the loan. Not a small amount mind you, but for me I was quoted 3% which on a large amount would be significant, and to my dismay this amount is deducted from your proceedings. Another item is the rate they were offering me. I currently have a 760 FICO score and my Debt to Income Ratio including my mortgage/cars is 48% and they still quoted 17% on 10K. This seems like a sub prime loan to me. Also, they front load the interest which isn't illegal or even unethical, however it is impractical since no matter when you pay off your loan their is no savings for early pay off from the interest charged. They cleverly tell you their is no penalty for early pay off and technically they are inside the law with that claim. I asked in communication by both email and snail mail to withdraw my application, and to their credit they did without hassle. If you have shaky credit this might be an option you can take if you can afford to be on the hook with them. If you are a good credit risk their are a lot of other options available that I would recommend. Overall they are very polite, very professional, but my overall opinion is you are dealing with a retail money store and can do better.
written by Kaydend261 on 30/06/2014
I went into this knowing that they were probably just collecting and reselling my personal information. I haven't used credit cards in more than eight years. Our personal loans are already paid off. The pre 2008 higher interest/no equity mortgage is still running (every payment on time). With an 800+ credit score and not a single bad mark on our credit report in more than 15 years, I would have expected more. We applied for the $35,000 at 5.99% and were approved for $25,000 at 26%............26%??????? I haven't seen interest rates like this since the late 90's. We deleted all of the emails and expect to start seeing a flurry of credit card offers in the mail and e-mail. I'm about to spend the next 8-12 weeks "opting-out" of every ridiculous credit card offer on the planet.
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