The Topshop Store Card is great, i get free vouchers, and can spend £250 when i like, i ask every time i go in for offers =)

Although staff should give the customer a general description of the accounts charges and payments - it is not up to staff in store to remind a customer they have to pay their card balance in full every month and if they don't they will be charged interest. Topshop now has one of the lowest apr rates on the high street. The staff are fully trained on how to sell accounts but not about the accounts.