Argos Store Card Reviews

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Argos Store Card
★★☆☆☆
2.0
26.0% of users recommend this
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  • Ease Of Making A Payment

  • Customer Service

  • Value For Money

Summary

Compare the Argos Store Card today. Whether you are looking for a great interest rate or discounts off purchase, why not read or write reviews on the advantages and disadvantages of holding this card. Make comments and help others and yourself to shop around for the best store card avaiable.
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“Handy”

★★★☆☆

written by jessicaminor444 on 03/07/2015

Its handy to have, but the interest rate is bit steep. Probably worth using BNPL scheme rather than using this.

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“Ploease Help”

★★★☆☆

written by selena07 on 05/04/2014

Hi can someone explain to me why i had to give argos my bank account details to apply for a store card ? And also if my application in unsuccessfull what happens to my details t.i.a

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Hedgewitch78's Response to selena07's Review

Written on: 03/10/2014

They need your bank details to be able to perform the credit check... The details are kept on data base for a short time because it is an application for credit so it has to be kept for a certain period of time (a couple of months I think) although the banks details are not kept...then it is removed..hope this helps

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“The argos card is good if you keep on top of your...”

★★★☆☆

written by on 29/07/2010

The argos card is good if you keep on top of your payment due dates. Anyone who falls foul of this really have themselves to blame. I have never paid intrest to argos. think about it, only use it if you think you can handle the payment when it comes round.

This said i think Argos are ruining the card service. When i first joined (around 8 years) i could put items on the card for over £295.00 and get 12 months intrest free. A few years back this was reduced to 9 months intrest free, with 12 only on funiture, now i beleive 6 months is available only now. and 12 on furniture. And because of 6 months being the maximum. i have drastically reduced what i purchase from argos using my card. I rarely pay cash for items at argos so they have lost my purchases and god knows how many peoples.

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“The Argos store card is a good option if you can...”

★★★☆☆

written by on 13/09/2008

The Argos store card is a good option if you can control your finances and are disciplined enough to ensure you pay the full balance before the end of the interest free periods. I have purchased a bed, sofa & laptop and always paid the balance before the interest is applied - would not recommend for people have are not on top of their finances as the interest that can be applied is astronomical.

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“I used this card to pay for my baby's things and then...”

★★★★☆

written by maisie2002 on 21/09/2007

I used this card to pay for my baby's things and then purchased some birthday presents but when I try and pay the interest each month is half the minimum payment!

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182801_Clair's Response to 312189_maisie2002's Review

Written on: 29/09/2007

The Argos card allows you an interest free period if you spend over a certain amount in one go, I think it's 3 months free interest when you spend £95, 6 months when you spend £195, spend £295 and you get 9 months. This is in my opinion the best high street store card if you use it to your advantage. I would advise using any card that you should always pay as much off as you can and just paying the interest and or the minimum payment each month as this will only lead to problems in the long run.

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Asked by bibbythetube on 12th December 2016 Report this content
Can I get a new card if I can't find mine?

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Asked by Kacapal on 30th November 2016 Report this content
How can I get an argos store card. I tried online and it doesn't work. They told me at the store I have to buy something over 10 pounds then I can apply. I don't know. I earn £19,500 and live 5 years on the same address. What is the problem?

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Asked by marybird on 14th June 2016 Report this content
Can I purchase a wedding gift card with my Argos store card?

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Asked by sandramcbride on 28th May 2016 Report this content
I've just got the Argos credit card from Vanquiz. Am I able to use this card for buy now pay later or pay over 6 months offers from Argos? My friend said it does not apply to this card. Regards 

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Asked by wojtek444-45 on 20th May 2016 Report this content
Is it possible to get the history of purchases on the card anymore?

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Asked by Mica37 on 13th February 2015 Report this content
Can I pay money off my balance in-store?

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Asked by yeoman223 on 1st August 2014 Report this content
I need a replacement card. Where can I order one from?

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