Santander Student Current Account Reviews

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★★☆☆☆
1.6 / 5
27% of users recommend this
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  • Customer Service

  • Ease of Use

  • Overdraft Facility

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Santander Student Current Account

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Latest Reviews

★☆☆☆☆

“lied to ”

Written on: 13/08/2014 by CasePritchard (1 review written)

for my first year of university my student current account was perfect for what i needed it for. when applying for my student account i was told that the overdraft would be 1500 in your first year, increasing by 500 each year which is essential for me as i dont have parents supporting me through uni. however when i rang up to increase my overdraft for my second year i was told that it has recently been changed and i cant increase my over draft. i feel like i was lured in under false pretenses… Read Full Review

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Lunaman's Comment

Written on: 21/08/2014

I think you need to call them again. The student account you took out has changed to the 123 Student Current Account - but it is the same 'product' you have and the overdraft should go up as you expected. Probably best to pop into a branch.

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★☆☆☆☆

“have been a member of Abbey/Santander for about 10...”

Written on: 27/02/2010

have been a member of Abbey/Santander for about 10 years now. Had various bank accounts, savings accounts, credit cards ane even a loan with them. Tried to apply for a student account last Sat and girl said she couldnt get the system to work and would look into it and call me on Monday.After waitng a week for them to call i had to call them Fri. Girl said she would phone me back in "5 min", but didnt. i had to call them Sat morning.I get through to a cheeky girl tell me matter of factly its not… Read Full Review

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★☆☆☆☆

“Abbey have been my bank since I was 14 but after being...”

Written on: 03/09/2009

Abbey have been my bank since I was 14 but after being messed around by them for so long I've had enough and have decided to change banks. Although their overdraft facilities were reasonable I was charged quite a bit for going over the limit. What really annoyed me was when I paid in cheques of a large amount. On several occasions they would put my cheque in to a longer clearing period with out even informing me. Twice I was relying on the cheque to clear so I could pay my bills and I had to go… Read Full Review

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★★★★★

“have been over my student overdraft many times (not by...”

Written on: 27/06/2009

have been over my student overdraft many times (not by much tho) and i have never been charged. for example when a bill goes out and takes me over the overdraft, they usually honour the bill and i make sure money goes in in next couple of days and with no charges. Abbey also guarentee the full overdraft amount with no credit checks… Read Full Review

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☆☆☆☆☆

“Abbey charge ridiculous amounts for going into...”

Written on: 16/01/2009

Abbey charge ridiculous amounts for going into unauthorised overdraft. They told me I was not eligible for an overdraft on my STUDENT account as I wasn't putting £500 a month into my account?! I'm moving to a new account (hence looking on here for other reviews!)… Read Full Review

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☆☆☆☆☆

“I was rushed through the deal just before the branch...”

Written on: 11/09/2008 by sanguinus (1 review written)

I was rushed through the deal just before the branch closed. i found out 2 YEARS later that you have to use it as your main account and that you have to put in a "student loan" every 3 months. Who gets a student loan every three months.
I intend to never band with the abbey again, even though i'v had an account with them since i was 10… Read Full Review

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★★★☆☆

“I had been waiting to hear from Natwest for a long...”

Written on: 08/09/2008 by GabryQ (2 reviews written)

I had been waiting to hear from Natwest for a long time and after an experience of extremly poor customer service I went to an abbey branch on a friends reccomendation. I had to wait half an hour due to business and there were only two assistants on that could deal with student accounts, but when seen it was fast, efficient and friendly. I was given the bank details there and then so there was no waiting. Highly reccomend… Read Full Review

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☆☆☆☆☆

“After having been an Abbey customer for a few years, ...”

Written on: 17/09/2007 by student08 (1 review written)

After having been an Abbey customer for a few years, I was finally going to university so decided to apply for a student account with them. Despite the fact that they don't even give any freebies, they flat out rejected my application. I first applied at one branch whereby I was given a trainee employee to sort out my account, he filled out the wrong forms. I went to another branch, filled in more forms with someone else and didn't hear from them for weeks. Rang and told I would be… Read Full Review

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☆☆☆☆☆

“I kept paying money in unaware that this had happened,...”

Written on: 26/01/2007 by pmdiva (2 reviews written)

I kept paying money in unaware that this had happened, so I wasn't told for a month and £400 later. I went in to see why my card was declined, as I'd put money in. I sat for 2 hours with a customer service member who demanded I pay the money in two weeks. They refused smaller instalments and threatened to list it as a default and ruin my credit rating, even though I had medical evidence to show extreme circumstances. This was after she had applied for an Abbey National loan to cover it, which… Read Full Review

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★★☆☆☆

“Jackie you've really just hit upon how willing abbey...”

Written on: 18/07/2006 by Larissa8 (1 review written)

Jackie you've really just hit upon how willing abbey are to get customers. I took a loan with abbey, they were one of the only banks to give me a loan. Great. But, I went overdrawn on my debit card by £50 for only a week. I didn't even know I could get overdrawn as I didn't have an overdraft and my card was not a credit card. Abbey sent me a letter saying they were charging me £20 for being over drawn. But not only that, they were going to deduct £30 from my account for every single transaction… Read Full Review

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★★★★★

“Having been rejected by Halifax and Nat West, on a...”

Written on: 23/10/2002 by Jackie. (1 review written)

Having been rejected by Halifax and Nat West, on a friends recommendation I decided to give the Abbey National a try. I had a student loan cheque as with the other banks, but i was treated with respect and given a current account on the spot. Decision making was in the power of the employee I spoke to, none of this: 'I'll talk to my boss and let you know next Tuesday'stuff'. I was treated well, given the full facts, internet banking. The whole experience was and continues to be pleasant and… Read Full Review

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