I've been using Innesoft QuickMoney since version 1.0 and it's a really useful piece of software. It's a personal cash-organiser that helps me keep track of my cashflow, income, expenses and banking with really easy to understand results including charts and financial reports.

The reason I find this such a life-saver, is that it allows me to quickly see where my cash is going, and predict cashflow into the future. I just open it up once a week and glance at the results to make sure my finances are running smoothly.

QuickMoney is like a personal finance manager, and makes paying my bills less stressful, because I can easily see where my money is and where it's going. I'm no financial guru, but after spending a few minutes setting up a profile, everything just made sense.

Pros: Very easy to use, meaningful results, inexpensive
Cons: User manual is too short, only does pie charts (needs bar-charts)

I recommend it for casual home users who prefer a quick & easy cashflow tool, instead of the bulkier alternatives.