Lending Stream www.lendingstream.co.uk

Lending Stream www.lendingstream.co.uk
★★★★★
4.6
94.0% of users recommend this
  • Value For Money

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Latest Reviews

“Awful Customer Service & Complaints Department”

★☆☆☆☆

written by james4353453 on 03/03/2022

Lending stream offered me unaffordable loans. I made a complaint to the Financial Ombudsman who upheld my complaint. As part of putting things right, the Financial Ombudsman told Lending Stream they must remove adverse information from my credit report. This ruling was made in early 2020. Fast forward to 2022, the adverse information is still on my credit report. I contacted the complaints department and was told this would be rectified and would take 30 - 45 days. Fast forward again another 50 days and this information is still on my credit report. When I contact customer services they are no use. They claim the complaints department does not have a telephone number and can only be contacted via email. They claim they cannot transfer my call to their supervisor/manager. I was told by one agent that a supervisor/manager would call me back, and surprise surprise I never received a call back. I asked yet another agent what professional/trade bodies this company is a part of and they told me they weren't a member of any. Their website says differently. The agent could not confirm nor deny whether they were a member. If I don't receive a satisfactory response from this company I will have no choice but to raise my complaint to the Financial Ombudsman again, and I will also raise complaints to the Information Commissioners Office and any trade bodies this company might be a part of.

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“Helpful”

★★★★★

written by Farrell319 on 16/04/2019

Easy and fast results not multiple questions they dint need you life history’s

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“Very Fast in my bank”

★★★★☆

written by SelinaHealy367 on 15/04/2019

The payments are very high but for short term lending it is good. The money was in my bank in probably about 90 seconds. If you, like me are desperate for a loan of less than £1000 it is really good. I would recommend it to some of my friends if they are really desperate but I will have to budget my outlay so that I can pay the amount back each month or earlier.

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“Thanks for helping me out in need I would definitely...”

★★★★★

written by fincat24 on 15/04/2019

Thanks for helping me out great service would recommend to a friend

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“Wow”

★★★★★

written by kdMiller146 on 13/04/2019

Great so easy and quick to use and very convenient would recommend this to family and friends

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“very good”

★★★★☆

written by hornhooper on 12/04/2019

i am please how quick it was to apply for my loan.i would describe your service to my friends and family as good and very quick way to apply for any loan.

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“Excellent”

★★★★★

written by Richard137 on 11/04/2019

Excellent and very straight forward I would recommend them to a friend The service is quick and easy

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“Easy apply”

★★★★★

written by 1969Grace on 08/04/2019

Very easy to apply and easy we'll use again interest low.

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“Loan”

★★★★★

written by cinemalady on 06/04/2019

Site easy to use and response time for acceptance excellent

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“Fantastically easy to arrange”

★★★★★

written by SterlingMcMahan9 on 05/04/2019

Superb site. So easy to navigate and nice quick response. I shall use again in the future.

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“Definitely recommend Its quick, easy application And...”

★★★★★

written by KelvinKing on 01/04/2019

Definitely recommend Its quick, easy application And money in your bank straight away

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“Top notch”

★★★★★

written by Knighthawk3 on 26/03/2019

Very easy company to deal with and straight forward to apply rate very highly thank you

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“Quick and Easy”

★★★★★

written by Daniella87 on 24/03/2019

Quick and Easy with simple and clear instructions. My Money went straight in my account (immediately for me) once approved and accepted loan. Nice payment structure too.

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“Very efficient service ”

★★★★★

written by AthenaMartinez on 24/03/2019

Very good service fast and efficient

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“Easy and fast ”

★★★★★

written by AnabelChandler on 23/03/2019

Process is quick, easy and affordable. Would definitely recommend to people looking for short term cash

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“Quick and easy”

★★★★★

written by ShauniePaige on 20/03/2019

Very easy to navigate around the website, quick and easy to use very reliable APR wasnt much more then I expected it to be either.

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“thank you for your support one day i wont have to use...”

★★★★★

written by antheacharles on 14/03/2019

thank you for your support one day i wont have to use you hope you are here for xmas lol

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“fast easy service”

★★★★★

written by lickleboo on 12/03/2019

The service was Quick and easy to use. Really is instant cash.

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“Speedy decision ”

★★★★★

written by DMNINETEEN76 on 11/03/2019

Really quick & easy to use website & didn’t take long to advise on approval/disapproval. It would have been even quicker if I had all the details I needed. Best by far of the lenders out there & would recommend them.

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“Best loans ”

★★★★★

written by Damiono401 on 07/03/2019

is help me all the time when I need no paper work evrithing online and fast 5 stars for me

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Asked by Davieboteeee on 31st May 2018 Report this content
Do lending stream send out letters?

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Answers (1)
Report this content Nannyannie99 Written on: 31/05/2018
No they are online I have never received a letter through the post but I have received emails to my email address that I have registered with them
Asked by Gregorypeck on 31st August 2016 Report this content
Does it effect credit rating?

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Asked by johndeehan on 5th May 2016 Report this content
Can I pay the loan back early without any added charges?

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Asked by Stevenrees76 on 28th September 2015 Report this content
How much would I have to pay back if I borrowed £500 and how much a month would that be?

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Asked by Leecoleman on 20th September 2015 Report this content
If I had a loan of 100 how much do I have to pay back and how many months and how much a month do I have to pay?

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Asked by Akyea on 10th August 2015 Report this content
How can I duplicate this operation on licence at another jurisdiction outside the UK?

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Asked by Harry404 on 2nd March 2015 Report this content
If I borrowed £1,000, how much would monthly payments be?

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Asked by sheffefa on 28th December 2014 Report this content
I had a £100 loan today. Is it possible to get another £50 on top?

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Answers (1)
Report this content jezzablack Written on: 31/12/2014
yeah i wouldnt recomend it mind they charge some of the higest intrest rates even for a payday loan company. 2015 is a new year try and start it with a fresh and say no to borrowing. :-)
Asked by Melon2405 on 17th November 2014 Report this content
Do they send letters to home addresses?

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Answers (1)
Report this content hjain20192 Written on: 17/11/2014
I don't think so, they send email and sms to communicate your status and offers.
Asked by lovelace1986 on 18th August 2014 Report this content
I currently have 3 active loans with Lending Stream. I only owe £80 on the first loan I got out. If I pay that off, will my credit limit automatically go up? I've paid every time without fail.

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Answers (1)
Report this content jezzablack Written on: 23/08/2014
It will go up overtime, once you have showed your a good customer. maybe not straight away, my best solution get them all paid off before borrowing again and always remember if your borrowing money to pay off other debts then you definitely need help and contact stepchange it a debt charity they dont charge any fees and will help put your mind at rest. :)
Asked by arteliajpate on 28th July 2014 Report this content
If I receive a $800 loan what will be my monthly payments?

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Asked by Emma61616 on 28th June 2014 Report this content
Do lending stream send out any letters to your home address?

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Answers (3)
Report this content wally23 Written on: 30/06/2014
No just email
Report this content Harryschild Written on: 30/06/2014
Have used Lending Stream a number of times; cannot recall ever receiving post from them; communication by either email or text.
Report this content LanceIot Written on: 30/06/2014
The send papers for signing etc, but if you are worried about getting letters to your house, you should be getting a loan from them?
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Asked by wildrinan on 7th April 2014 Report this content
Do they provide loans to unemployed people?

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Answers (1)
Report this content LanceIot Written on: 30/06/2014
Ask them or get a job.
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