Flexicover Travel Insurance - www.flexicover.co.uk

Flexicover Travel Insurance - www.flexicover.co.uk
★★☆☆☆
2.1
25.0% of users recommend this
  • Value For Money

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“Fantastic service”

★★★★★

written by Jovanny292 on 14/09/2015

whilst in Turkey I contracted gastroenteritis amongst other things, the service I received was outstanding. Whilst in hospital my partner was in a panic (not useful when you're not well) and everything was taken care of! Repatriated and reunited with our car at a different airport to where we landed. Just a brilliant experience when you are proper poorly. 10/10

Flexicoverhelp's Comment

Written on: 08/10/2015

Thank you for taking the time to submit your review and to let us know about your positive experience in regards to the care you received when you fell ill on your trip. We hold our customers central in everything that we do and all feedback we receive is very helpful to us. We do hope that you are now fully recovered and if we can be of any further help, now or in the future, please do get in touch. The Flexicover Team.

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“very resonable priced insurance”

★★★★★

written by Konnorc1956 on 01/11/2014

Was hospitalised with broken wrist in spain.got 1st class attention.when approaching flexi cover fr ins there was not a problem.very few qurstions asked.was extremely happy with response and results.would highly recommend this insurance company without fail 2 anyone.there was absolutly no problem with cumications language.evrything was straight forward.

Flexicoverhelp's Comment

Written on: 03/11/2014

Thank you for submitting your review. We are always pleased to receive feedback on a customer’s experience and we are sorry to hear about your hospitalisation. We do hope that you are now feeling better. We are pleased to have been able to help you on this occasion and should you need our help in the future, do get in touch.

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“Great value, great service, very helpful”

★★★★★

written by andyz0 on 18/06/2014

I always get travel insurance 'just in case' and opted for Flexi Cover's premium policy due to low excesses and decent price (not the cheapest but certainly in the top 10). I have always been sceptical about cheap travel insurance but I need not anymore, provided you check the policy terms, what is covered and excesses before you buy. In 2012 I had a Deep Vein Thrombosis (DVT) and Pulmonary Embolism (PE). This was declared for this insurance for just £3 extra. Despite being well hydrated, moving about and wearing compression stockings on the plane out on my honeymoon to Mauritius (in April 2014), I got another DVT and PE, which was diagnosed in a hospital in Mauritius a few days later. The doctors admitted me to (a good quality, private) hospital and treated me, but would not allow me to fly on to the rest of our honeymoon due to the risk to my health. Though extremely annoying at the time as it effectively ended my honeymoon, it was the right choice medically. This meant the flights to Cambodia and Indonesia were no longer possible for me or my wife. We checked all the small print and we were covered for pretty much everything. I recommend you read in detail and/or call the team who will help if unclear. For example we had to cancel flights to recover as much cost as possible, and the insurance covered the rest - remember to do this as you may be out of pocket if you assume the insurance will cover this - it is irrecoverable costs only, which is perfectly reasonable. The team were able to arrange payment of medical bills but we paid up front in cash, and with receipts were able to claim back instead. This method was chosen by me as I wanted to be treated without delay as it was potentially life threatening. The insurance put us up in a reasonably good hotel and paid for half board but not any drinks (including soft drinks) or lunch. I was stuck in Mauritius for 2 and a half weeks after being diagnosed (though there are worse places to be stuck!). The insurance was very helpful, though at times the process took a bit too long. The return flight to the UK was arranged by the insurance and I was upgraded to business class due to the health risk, which was reassuring. The staff were always nice, caring and helpful, and were UK based and the medical department was on call 24 hours a day (helpful with time difference). Bear in mind not all departments are 24 hours so this can impact processing time. When back in the UK be prepared to spend plenty of time scanning in and sending receipts but if you keep all paperwork and get back all recoverable costs, you will not be out of pocket. If it wasn't for Flexi Cover I would have been out of pocket by around £5000 - £6000. I claimed back around £2000 on medical expenses and lost travel plans with no major issues, had return flights arranged for us, and had a decent enough hotel and half board provided. The only improvement would be the speed of processing certain elements such as payment of the hotel we stayed in (took several hours and we could not check out until paid for), and return flights took several days to sort. I recommend arranging the return flight as soon as possible with the insurer to get the ball rolling. All in all, highly recommended. I would not hesitate to use again, and will almost certainly use FlexiCover for my next travel plans for our 'second honeymoon' later this year, even if they aren't the cheapest this time.

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“Happy customer!”

★★★★★

written by on 28/12/2013

Very distressed when we had to cancel our holiday to Slovenia when my son was unexpectedly in hospital this summer. I found claiming with Flexicover very straightforward. After not hearing for a few weeks, I rang them up to find out what was happening. They were very helpful and told me the cheque was in the post. A few days later the cheque arrived. It was such a relief and now we can re-book our holiday. I can't fault Flexicover.

Flexicoverhelp's Comment

Written on: 02/01/2014

Many thanks for your positive endorsement of the service you’ve received and taking the time to write about us. Disruption to holiday plans is never great but we’re pleased the claim was settled smoothly. Hope your son is feeling much better now and that you all have an enjoyable trip!

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“Great Service”

★★★★★

written by on 02/10/2013

I had a great experience dealing with Flexicover. The representative was very helpful and efficient, and my query was dealt with immediately. The price was very competitive and the team at Flexicover made the process quick and easy. I would definitely recommend to family and friends!

Flexicoverhelp's Comment

Written on: 09/10/2013

Thank you for your time in posting a review at review centre, your comments are important to us. Providing service is important to us and we are pleased that we have been able to help you on this occasion.

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“Excellent service ”

★★★★★

written by walkingredrose on 27/06/2013

I had to put a claim in for my husband and myself, as I'd had to cancel our holiday, due to an accident. No problem at all, very helpful staff. I completed a claim form, they acknowledged receipt and within a couple of weeks I received a cheque.

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“Excellent customer service”

★★★★★

written by on 13/06/2013

I didn't have time to buy my annual travel insurance policy online so a Flexicover customer service agent called me to arrange the cover before my holiday. She explained everything to me clearly and made sure I knew exactly what I was covered for in my policy. The agent was friendly and happy to answer all my questions. Would highly recommend Flexicover for your travel insurance :)

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“Glad to be Flexicovered! Highly recommended for insurance”

★★★★★

written by SSodha on 16/04/2013

Your website was really good and easy to use at every step. Nice clear options about extras and auto-renew options and I knew exactly what I was buying. I felt in control of the whole buying process, very impressed

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“Very Good overall experience”

★★★★★

written by Simaria on 05/04/2013

Dealing with Flexicover to take out my travel insurance was a stress-free experience. The representative was very polite and extremely helpful. She seemed very happy to answer any questions I had about the policy too. I would definitely recommend Flexicover to friends and family, thanks!

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“Great - but then again, I didn't have to claim”

★★★★★

written by MattA11 on 29/11/2011

I got annual insurance with flexicover last year (runs-out on dec 1). I gave this 5 stars because it was the cheapest, I got a discount code from a voucher website and my father in-law had bought from them. I was going to renew from them in January (skiing) but was a bit concerned by the low star rating they'd got here (if people had trouble claiming but that doesn't seem to be an issue). Would be really useful if someone who's claimed could review?

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“Took out a travel policy with this company in Feb...”

★★★★★

written by on 22/02/2011

Took out a travel policy with this company in Feb 2011. Without going into great detail, I had to call their customer services on many occasions shortly after, which was all down to problems that I had personally caused if I were to be honest. Their Customer Services department were just great, very helpful and professional at all times. They completely sorted me out to my total satisfaction, so much so in fact that I was compelled to write this revue so here it is. Thanks for your understanding guys, will be coming back for sure.

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Asked by gandijohn on 1st September 2015 Report this content
How do I complain to someone in charge? Please help.

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Asked by Swabbie on 3rd June 2014 Report this content
I paid £56 extra for Afib cover for a 10 day holiday beginning June 14 and now am experiencing problems with my anticoagulant therapy that goes along with this condition. I am thinking of claiming for cancellation of the holiday if there is an NHS delay in getting the dosage of clopydogrel modified. In the light of Flexicover's excessively aggressive money making reported by the majority of the reviews, what am I likely to expect and watch out for?

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Answers (1)
Report this content Lindalou1 Written on: 03/06/2014
I would expect them to try and get out of paying !! I had my hypertension medication changed last year because it was an old fashioned tablet that was being phased out and the chemist was having trouble obtaining it. I informed Flexicover of this and they wanted to charge me another £140 excess !! I persevered, telling them my condition had not worsened, just the medication I was on was becoming unobtainable, and eventually they agreed to still cover me for hypertension without any further charge. Just be prepared for them to refuse your claim at first, but please do not accept this. You have paid for cover and that is what you expect. Hope this helps
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