Debt Free Direct www.debtfreedirect.co.uk

Debt Free Direct www.debtfreedirect.co.uk
★★★★☆
4.2
86.0% of users recommend this
  • Value For Money

Summary

"Debt Free Direct provide advice on the widest range of debt solutions on the market without obligation from consumers to progress with a solution. Their specialist debt advice and solutions are based on individual circumstances and advice is in accordance with DEMSA & OFT code of conduct. Depending on which debt solution is most appropriate they can...
  • Reduce debts into a monthly payment that's affordable to you
  • Write off what you cant afford to repay
  • Deal with your creditors"

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“Absolutely brilliant”

★★★★★

written by EmilianoWoodard112 on 25/03/2017

Started my IVA in 2011, the service was easy to understand, to the point and straight forward, I spend the next 5 years loading yearly with DFD, each and every time there were no issues, every time I called I spoke to someone who had more than enough time to talk and answer all my questions, 6 years and 2 weeks later my credit file is totally clean, all showing excellent credit rating and I'm now looking to buy my 1st home, being in an IVA is definitely. It something I'm proud of but things happen beyond your control sometimes, DFD never once judged me and saw the whole time through with me, thank you so much much recommended. Keep up the good work

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“Very Dark days, weeks, months, years.....ended.!!”

★★★★★

written by 1980Hood on 05/06/2016

Firstly I've just got to say a very big thankyou to all the caring people at DFD who made a vast difference. When I was in 'The dark place' not knowing which way to turn it seemed preferable to me to end things rather than admit what I thought of as failure. The first phone call was so difficult to make and I did call DFD several times but ended the call before anyone answered. I am so pleased that I eventually spoke to someone who seemed to understand my situation. I never felt pressurised and in fact quite the opposite. It was good to know that a solution was possible and that glint of light gave me hope - something to hang on to.

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“really helpful glad i spoke them”

★★★★★

written by 162Watson on 08/12/2015

I was struggling with my debts and spoke to debt free direct who helped me with my finances expenditures with me i and discussed an iva with me that was affordable for me I find them really helpful and understanding of my circumstances really glad and grateful to them for helping me find the right path for me and for the guidance and support I was given

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“So far so good. Peace of mind & back in control.”

★★★★★

written by Willowl442 on 09/10/2015

At first it's a lengthy process but then you have to expect this as they need every detail to put you back in control of your finances. Extremely courteous and understanding on which for me was an embarrassing time in my life not to mention stressful. Everyone was great from start to finish but do your homework and get yourself set up and get your life back kn track. I had quite a large debt which was controlled but getting out of hand so for me personally I'm hopeful and feeling much brighter about my families future.

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“great iva”

★★★★★

written by cumminslandrover on 02/10/2015

Just came out of my iva No problem at all All went fine no hassle A great company and will recommend to people I hear that need advice.

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“Weight off my shoulders”

★★★★★

written by Duncanbq1991 on 27/09/2015

Couldn't be more helpful, told them exactly every little details and can hopefully now start to get myself back together. the person I dealt with in particular was fantastic and made sure every penny could be accounted for.

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“Deft Free Direct put us at ease.”

★★★★★

written by LilyO on 24/09/2015

Before finding Debtfree Direct, we originally went for an IVA with another company. I found the process of giving information tedious as well as time consuming. With Debtfree direct I felt at ease as soon as I had spoken to the advisors. The process was clearer and more professional than the previous company and was sorted within a matter of weeks rather than a few months! We loved the fact that everything was straightforward and all relevant options were given to us so we could make an informed decision. The advisors were very friendly, knowledgeable and explained everything in plain English.

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“Life Changing”

★★★★★

written by ggFitch209 on 23/09/2015

I cannot being to tell people how DFD have changed my life. They are the most professional and skilled company I have used. I used quite a few companies and each one failed. DFD where my last chance before bankruptcy and they did a superb job. They were helpful all the way though and the staff are so freindly and understanding. Thank you DFD you have changed my life.

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“Outstanding and so helpful”

★★★★★

written by Smackajack101309 on 11/09/2015

I can't believe how helpful they all are at dfd I was a bit dubious at first when a friend told me but from the first phone call to the last phone call they put my mind at ease

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“They where very helpful and took time to explain each step”

★★★★★

written by on 30/08/2015

Thank you guys for your dedication and your great services

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“Straightforward no fuss guidance”

★★★★★

written by on 25/08/2015

Talked me through my options. Once a decision was made which wasn't hard! I was walked step by step through the process. Totally painless! Stellar service!

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“Absolutely Brilliant would highly recommend PERFECT”

★★★★★

written by Kenney1956 on 20/08/2015

I would highly recommend this service to anyone who is struggling and worrying where money is concerned. My options were Bankruptcy or IVA I decided on the IVA Adi wanted to pay my way out of my mess. I saw the advert on Facebook and I admit I was sepitcal about it was it a ligitable product and service but WOW the whole thing has blown me away. From the very first contact it has been fast easy and stress free. Everyone I spoke to was lovely so friendly and helpful nothing was too much trouble, the customer service was exceptional all of the information required was easy to find and they even send people to your home at a suitable time and take copies The whole process was quick and easy and now I have an affordable and manageable way out of my mess, there is now a massive light at the end of my tunnel Thank you so much for helping me I couldn't have done this without debt free directs help If you are struggling do not hesitate to deal with this company they are brilliant

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“Best company to help people out of their debt”

★★★★★

written by 1960Bennett on 14/08/2015

I am very happy with the way IVA or debt free direct company handle things from beginning to the end. Please I am inviting other people to to follow the same step to resolve their debt issues. This company always answer any questions you will have in mind regarding your debt regardless how many companies and how much you own them. They even give you freedom to contact them and to who you prefer discuss your matter.

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“Absolutely fantastic service ”

★★★★★

written by Jaidynd224 on 13/08/2015

Absolutely fantastic service with you all the way to lifting your burden and giving you freedom to live again with peace of mind

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“Great company and staff very reassuring. ”

★★★★★

written by wqBullock217 on 22/05/2015

Very pleased with Dfd pleasant staff who are reassuring with your case .I feel so much better about a iva now and looking forward to being debt free at the end of my term.i would recommend this company to anyone who is having financial difficulties.

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“I feel as though a great weight has been lifted”

★★★★★

written by Giadai362 on 30/04/2015

I liked the way my situation was handled informed every step of the way by friendly staff members great advice it has been a great weight lifted .would reccommend debt free direct to anyone needs the help to get out of the money worries I liked every thing about the progress and help from the staff to me there was nothing not to like as long as you are straight forword and honest about your circumstances

Dmpexpert's Comment

Written on: 15/05/2015

When the Financial Conduct Authority came into action in April 2014, they conducted a thorough investigation of Lawrence Charlton and all of their 14 associated Debt Management Brands. They found that LC were withholding just over £750,000 of their clients' money and have been holding it for many years. This is due to the fact that when they issues cheques and BACS payments to creditors, if any details are incorrect the payments are sent back. The issues with this is that LC have no process for what to do with that money when it is returned and so have been holding this money for years as it continues to grow. They are currently in the process of trying to return this money to their clients. Some people are being refunded pence, others thousands.

The issue with this is that they are not telling their clients that in accordance to UK Financial Laws, their clients are entitled to claim interest on this money for the length of time it has been held for at the current rate of interest set by the Bank of England.

I urge anyone who has any affiliation with Lawrence Charlton, Debt Free Direct, the Fairpoint Group and any of their affiliated brands to get in touch with them and request your money back plus the interest you are legally owed.

I worked with these guys in a middle management position for 3 years and I've seen the underhanded and deceitful lengths they will go to in order to cover up the truth. Please get in touch with them as you have nothing to lose and a lot to gain.

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“Helpful friendly advice and good communication”

★★★★★

written by 359Barnes on 30/04/2015

I have been suffering with mental illness for a number of years and had ended up in financial difficulty. Debit free direct staff were helpful and reassuring with their knowledge and provided me with a solution which would benefit me and my family. Throughout the process of setting up my IVA I was dealt with professionally and felt that the staff dealing with my case really cared about doing the right thing to support me through this difficult period of time.

Dmpexpert's Comment

Written on: 15/05/2015

When the Financial Conduct Authority came into action in April 2014, they conducted a thorough investigation of Lawrence Charlton and all of their 14 associated Debt Management Brands. They found that LC were withholding just over £750,000 of their clients' money and have been holding it for many years. This is due to the fact that when they issues cheques and BACS payments to creditors, if any details are incorrect the payments are sent back. The issues with this is that LC have no process for what to do with that money when it is returned and so have been holding this money for years as it continues to grow. They are currently in the process of trying to return this money to their clients. Some people are being refunded pence, others thousands.

The issue with this is that they are not telling their clients that in accordance to UK Financial Laws, their clients are entitled to claim interest on this money for the length of time it has been held for at the current rate of interest set by the Bank of England.

I urge anyone who has any affiliation with Lawrence Charlton, Debt Free Direct, the Fairpoint Group and any of their affiliated brands to get in touch with them and request your money back plus the interest you are legally owed.

I worked with these guys in a middle management position for 3 years and I've seen the underhanded and deceitful lengths they will go to in order to cover up the truth. Please get in touch with them as you have nothing to lose and a lot to gain.

Reply to this comment
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“VERY GOOG& HELP FULL & WOOD RECMMEND THEM THAY DID...”

★★★★★

written by ZaniyahMorrow350 on 25/04/2015

VERY GOOG& HELP FULL & WOOD RECMMEND THEM THAY DID EVER THING THAY COOD FOR ME

Dmpexpert's Comment

Written on: 15/05/2015

When the Financial Conduct Authority came into action in April 2014, they conducted a thorough investigation of Lawrence Charlton and all of their 14 associated Debt Management Brands. They found that LC were withholding just over £750,000 of their clients' money and have been holding it for many years. This is due to the fact that when they issues cheques and BACS payments to creditors, if any details are incorrect the payments are sent back. The issues with this is that LC have no process for what to do with that money when it is returned and so have been holding this money for years as it continues to grow. They are currently in the process of trying to return this money to their clients. Some people are being refunded pence, others thousands.

The issue with this is that they are not telling their clients that in accordance to UK Financial Laws, their clients are entitled to claim interest on this money for the length of time it has been held for at the current rate of interest set by the Bank of England.

I urge anyone who has any affiliation with Lawrence Charlton, Debt Free Direct, the Fairpoint Group and any of their affiliated brands to get in touch with them and request your money back plus the interest you are legally owed.

I worked with these guys in a middle management position for 3 years and I've seen the underhanded and deceitful lengths they will go to in order to cover up the truth. Please get in touch with them as you have nothing to lose and a lot to gain.

Reply to this comment
Was this review helpful? 0 0

“Lovely friendly people who listen as well as advise ....”

★★★★★

written by JulianHarris154 on 18/04/2015

Lovely friendly people who listen as well as advise . I felt relieved and happy after knowing that someone is listening to me and making their priority to help me x I would recommend to family and friends x

Dmpexpert's Comment

Written on: 15/05/2015

When the Financial Conduct Authority came into action in April 2014, they conducted a thorough investigation of Lawrence Charlton and all of their 14 associated Debt Management Brands. They found that LC were withholding just over £750,000 of their clients' money and have been holding it for many years. This is due to the fact that when they issues cheques and BACS payments to creditors, if any details are incorrect the payments are sent back. The issues with this is that LC have no process for what to do with that money when it is returned and so have been holding this money for years as it continues to grow. They are currently in the process of trying to return this money to their clients. Some people are being refunded pence, others thousands.

The issue with this is that they are not telling their clients that in accordance to UK Financial Laws, their clients are entitled to claim interest on this money for the length of time it has been held for at the current rate of interest set by the Bank of England.

I urge anyone who has any affiliation with Lawrence Charlton, Debt Free Direct, the Fairpoint Group and any of their affiliated brands to get in touch with them and request your money back plus the interest you are legally owed.

I worked with these guys in a middle management position for 3 years and I've seen the underhanded and deceitful lengths they will go to in order to cover up the truth. Please get in touch with them as you have nothing to lose and a lot to gain.

Reply to this comment
Was this review helpful? 0 0

“very helpful and understanding, they are there when...”

★★★★★

written by on 16/04/2015

very helpful and understanding, they are there when you need them, also good when you email them. really happy i used them.

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