Debt Free Direct www.debtfreedirect.co.uk

Debt Free Direct www.debtfreedirect.co.uk
★★★★☆
4.2
86.0% of users recommend this
  • Value For Money

Summary

"Debt Free Direct provide advice on the widest range of debt solutions on the market without obligation from consumers to progress with a solution. Their specialist debt advice and solutions are based on individual circumstances and advice is in accordance with DEMSA & OFT code of conduct. Depending on which debt solution is most appropriate they can...
  • Reduce debts into a monthly payment that's affordable to you
  • Write off what you cant afford to repay
  • Deal with your creditors"

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“stress free”

★★★★☆

written by Gauge231 on 27/10/2015

in a much better place now debt free direct helped me to regain control of my finances ..a big big relief .they were understanding nd friendly nd above all helpful .

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“Ok in the end!!”

★★★★☆

written by on 03/10/2015

The starting up process was disjointed and many questions where repentantly asked.I was switched more than one contact who asked the same questions Evenualy the conclusion was very good and over all I am happy

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“Very detailed advice ”

★★★★☆

written by Kaylee18 on 02/05/2015

I found the process from start to set up very easy. I feel I was listen too and given all the right advice. I felt like I was treated fairly and as an individual to my current circumstances. The only delay was waiting for a creditor to send details and I feel I had to keep calling to ask for an update. I appreciate you've now called me to advise you had the information and it's all agreed however it would of been nice for an update phone call in between or email. Overall very happy and thank you all for your help and putting your customers first.

Dmpexpert's Comment

Written on: 15/05/2015

When the Financial Conduct Authority came into action in April 2014, they conducted a thorough investigation of Lawrence Charlton and all of their 14 associated Debt Management Brands. They found that LC were withholding just over £750,000 of their clients' money and have been holding it for many years. This is due to the fact that when they issues cheques and BACS payments to creditors, if any details are incorrect the payments are sent back. The issues with this is that LC have no process for what to do with that money when it is returned and so have been holding this money for years as it continues to grow. They are currently in the process of trying to return this money to their clients. Some people are being refunded pence, others thousands.

The issue with this is that they are not telling their clients that in accordance to UK Financial Laws, their clients are entitled to claim interest on this money for the length of time it has been held for at the current rate of interest set by the Bank of England.

I urge anyone who has any affiliation with Lawrence Charlton, Debt Free Direct, the Fairpoint Group and any of their affiliated brands to get in touch with them and request your money back plus the interest you are legally owed.

I worked with these guys in a middle management position for 3 years and I've seen the underhanded and deceitful lengths they will go to in order to cover up the truth. Please get in touch with them as you have nothing to lose and a lot to gain.

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“A great service & reassuring company! We will recommend !”

★★★★☆

written by Lilyput on 03/10/2014

We have had great service and the staff are really helpful and understanding. Nothing is too much trouble. They keep us informed and ring us regularly. We really feel like we are being taken care of and feel confident about our future now. They put us at ease about everything and give us all the information and answer all our questions, making certain we understand what is going on. We have had bad experiences with other companies who have let us down badly . All we can say is thank goodness for DFD. Very professional and easy to talk to.

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“helped me review my finances and have changed my life”

★★★★☆

written by 342Wooten on 01/10/2014

I am so pleased with the service debt free direct provided. From start to finish the whole process was simple and hassle free, it will change my finances completely and my life will be so much more stress free. I can't thank debt free direct enough.

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“Very pleased”

★★★★☆

written by on 27/09/2014

I found the service I received very good and the staff very helpful.

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“IVA”

★★★★☆

written by GideonNelson on 20/09/2014

I am very happy with the speed and professionalism my case has been dealt with. I just wish I had contacted your company sooner. Many thanks

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“Easy to talk to!”

★★★★☆

written by on 31/01/2014

I was feeling really stressed because I am struggling with money. I needed a payment holiday as I need to catch up my council tax Feb and March before end of tax year. I felt quite comfortable talking to this staff member. She made me feel I was relevant. After she told me that it was ok to have the payment holiday I asked if I could discuss my situation. We were able to calculate income and outgoings and then reduce my payments temporarily so that I can catch up with myself.

Disgusted01's Comment

Written on: 23/05/2014

Heading from being stressed to total distress and despair! Do not be fooled by their sympathetic attitude - they are trained to be false and insincere. Come into my parlour said the spider to the fly!

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“Helpful and polite”

★★★★☆

written by Knomie on 30/12/2013

Have had a very positive experience and would recommend these people to anyone needing help with large debt problems. RO was always helpful and honest.

Disgusted01's Response to Knomie's Review

Written on: 23/05/2014

Helpful & honest? Mmmm!

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“to give me peace of mind”

★★★★☆

written by on 19/12/2013

I am pleased about the way my case was handled,and I was pleased with the outcome and affordable payments.

Disgusted01's Comment

Written on: 23/05/2014

Only time will tell - good luck, you're going to need it!

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“Very Helpful ”

★★★★☆

written by on 13/11/2013

Very Helpful and very explanatory would recommend to friends if needed. Thank you for all your help.

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“DESPAIR TO RELIEF”

★★★★☆

written by on 31/10/2013

One month ago I was in a desperate situation with my finances spinning out of control but today thanks to DEBT FREE DIRECT I have once again got a hold of my future. When I made the call to DEBT FREE DIRECT little did I realise how quick they move things along just a matter of a few phone calls supplying honest acreate information and they do the rest in a very professional way thank you to all who helped on my case you certainly lifted the cloud over this family. AK

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“support”

★★★★☆

written by dfagbodun1 on 31/10/2013

I experience a good support from beginning to now,and worth mentioning is the patience of the staff.

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“Everything was done for me and I didn't have to worry ”

★★★★☆

written by on 30/10/2013

The process of obtaining an IVA was made very easy for me by DFD , everything was explained beforehand and the documents needed were listed . When everything was ready the courier collected it , it was easy for me and everything that was arranged took place on time which I was impressed by .If I had known how easy it was I would have applied much sooner

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“I am happy witj the service provided.”

★★★★☆

written by on 24/10/2013

I am happy witj the service provided. Very efficent Staff member was AK

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“Peace of Mind”

★★★★☆

written by on 14/10/2013

I recommend DFD highly as they really do help you to sort out and manage your financial disasters. The peace of mind that comes from completing the process cannot be rated highly enough. I would advise anyone who is worried about rising debts to contact them and have a chat about their situation. Its a no obligation talk and you never know, they could be the answer to your prayers. I particularly like the fact that if you have an emergency payment to make any month i.e your car breaking down and needing a repair etc that you can have a payment break for that month to pay for the work to be done without too much hassle. Again, peace of mind, invaluable.

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“OUR Debt Free Direct Experience”

★★★★☆

written by on 08/10/2013

Names: Jeanette MacGregor Patricia Vest Our whole experience has been Great. Everyone I have spoken to have been truly Wonderful. Thanks to each and everyone.

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“Simple easy way to become debt free ”

★★★★☆

written by Ziggy2009 on 04/10/2013

From start to finish the whole process was fantastic. All the staff I spoke to were very knowledgeable and nothing was too much trouble. Iech step was explained to me in great depth, all correspondence was sent via email and post so we were able to send everything back via email and this made the whole process quicker. I think from start to finish my case was sorted out within 2/3 weeks. I don't think there is nothing I can say about the process it was great. Thank you for helping me get on the road to a debt free future.

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“really good”

★★★★☆

written by sazzylou on 25/09/2013

i found it quite easy and the did all the leg work it is such a relief that its now in place ty dfd

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“The whole experience with DFD was quick and painless...”

★★★★☆

written by on 24/09/2013

The whole experience with DFD was quick and painless and totally professional.

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