I had just a feeling, nothing more that something was in the air at work so I looked around for mortgage and income protection. I'm fortunate to have a £50k salary and hard as I tried I couldn't find a company that could cover my wages if I lost my job. After days looking and comparing I have to recommend AntInsurance. I was able to cover £2000 a month on my mortgage and another £2000 a month on the rest of my income, no other company was able to offer me £4000 a month cover. They are the cheapest and they only have a 60 day exclusion period which means if I am made redundant after just 2 months I can still claim, which is great, all the others I saw make you wait at least twice that long. Antinsurance were very friendly and explained they are a brokers and several months ago they moved to Lloyd's of London so any new people like me have Lloyd's of London cover. I'm delighted with my deal and if things change I can easily move but as Lloyd's controls the price and it has remained constant throughout the recession I'm confident the deal is good and you can't get a better insurer - impossible. For those still looking, I found them at www.antinsurance.co.uk

I spoke with Ant Insurance the other day. They mentioned that the increase in premium was due to the economic downturn and that other companies are experiencing the same thing although I don't know if that true. They did seem terribly apologetic

Ant Insurance was good to start with. Charged me £25. Later on increased to £36 which was understandable due to the economic situation. However, lately I have received a letter stating that the insurance policy will be passed onto Alpha insurance from 01/06/2009 and the insurance has been hiked to £67. The trouble is I cannot change the provider due to the fact that others have 6 months exclusion period.

I would recommend Ant insurance to anyone in the UK that needs quality insurance for Mortgage Protection, Loan Protection and Income Protection. I have always been afraid to trust insurance providers but this was not the case with Ant Insurance as they were honest from the start and I received exactly what I expected and what was initially explained to me.