Manchester Building Society Reviews

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Manchester Building Society
★☆☆☆☆
1.0
From 2 reviews
0.0% of users recommend this
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  • Customer Service

  • Telephone Banking

  • Internet Banking

  • Local Branch

  • Cash Point Facility

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“ high saving rates which dont last long”

★☆☆☆☆

written by watchout123 on 29/08/2012

Manchester building society are very cunning in offering above average savings rates with bonuses which you think last all year - they dont because they say the rates are variable ie the basic rate without the bonus. They dont tell about the change until the end of the year (you have to look at their site or the papers for this) So what started at originally 3.30 lasted three months until it dropped to 2.81 and then at the end of the year you lose another 1.5 making it 1.31. They also say they change rates in line with the Bank of England base rate. But that hasn't changed so why has the rate? This is like lost leader type of selling so watch out before you put any money with them.

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“We applied for a mortgage from Manchester building...”

★☆☆☆☆

written by on 19/09/2009

We applied for a mortgage from Manchester building society, they agreed in principle, messed us around for three weeks. we provided everything they asked for, even having our accountants complete our yearly accounts in two days. They finaly surveyed the property, which was all fine. They then provided a mortgage offer 6000 less than we asked for.

They took our application fee, took our valuation fee. Then basicly said we cant offer you a mortgage at the level you requested.

What they should have done was three weeks ago say, Sorry we are not prepared to offer you that much.

Between us we earn 90K, we have 60K deposit and requested 240K

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