Sadly, this has been a horrible experience. I have been tempted by the £10 reward and then the additional rewards for each Amazon purchase but they have never materialised. They're online account managing site is very badly designed and doesn't let you access any information prior to the last 6 months. You can't get paper statements either. The customer services is for most part automated and when you get through to somebody, unfortunately, and I hate saying this - they are very moody and unhelpful. I have just cancelled this account, really unpleasant experience.

I had high hopes of this card, with its 1% cashback on Amazon purchases and 0.5% elsewhere, but only after I signed up did I discover you can only paper statements, its the only card that NewDay administer that does not give this option. As I like reconciling on paper, and not managing PDFs, I don't think I'll be using this card much. I wish this had been made clear before I signed up

MBNA have just announced their severance from Amazon (20th August 2014). I've terminated my agreement with MBNA as its no longer worth it, particularly when they demand payment on days when they do not post payments to your account, such as weekends and bank holidays, even though they have your money - and then charge interest and fees for YOUR 'late payment!

I applied and received my amazon gift card and had so many problems I have just cancelled it. Firstly, when you set up a direct debit they tell you that you need to pay the first payment. Having done this they tried to take the direct debit anyway causing it to be returned and then charged me £12 saying it was my fault and I hadn't read the small print. Secondly, in the correspondance they will tell you it is interest free for the first 3 months. This is a complete lie. When I rang to complain I had been charge interest (an excessive rate as well which I wasn't bothered about as I was going to pay the balance after a month) they told me that it was only on purchases over £300 a go and only up until July. This is not what the promotional material said nor 3 months from getting the card. I have had an american express credit card for years and never had any problem, great customer service etc, not this. Do not get the amazon credit card by bank of america, ever!

THey will slap you with fees, If an item is returned, your 6 month interest free is voided and they will stick you! There customer service when calling is HORRIBLE!

Like many of the reviews here I've been stung by the hidden charges and overseas charges too. Booked a hotel online here for holiday abroad and they charged conversion fees for the country I booked for. Thought Faster Payment was available and so paid off balance in full on the day only to discover later I'd been charged the £12 late fee , plus interest and then interest again on the following month as it takes a working day to process! Called up customer service and they were the most up themselves bunch of asses, very smarmy and self righteous and no help whatsoever. Asked to cancel the card and they didn't care about why or trying to get to the bottom of why you wanted to go and seemed quite willing to get rid of you. Avoid like the plague and go somewhere else. One penalty from them voids any gains or savings made. Not worth it.

I,ve had a few cards in my lifetime and this by far is the worst. No Communication - supposed to email statements - don't receive them get charged £12 straight away plus interest per day! This is a great card to ruin your credit rating. Phoned to cancel customer service rude - lost my £10 voucher for cancelling - total joke full of hidden charges. AVOID AT ALL COSTS!!

I rang customer service to ask for a refund of the late default fee charged. They agreed and the woman was very helpful. However unlike other credit cards I have used, no direct debit arrangement is made with your bank when you sign up so you have to be proactive and get that done or make the payments yourself.

This card is a nightmare. Hidden charges awful customer service. Not a pleasant experience avoid it!!!

I have suffered (like many other reviewers) in the hands of these turkeys!! They do not warn you about payment dates then slap an immediate penalty of £12 on your account each time you are late paying. If you were carrying an interest free offer then this just dissapears the first time you are late and interest gets slapped on at an extortionate rate. As for Amazon's part in all this - yes you need to be wary there as whenever you make a purchase the fefault card comes up as theirs and you have to consciously change it each time you place an order Beware, Stay Away !!!!

DON'T GO THERE! I closed my account down after 1 month - disgusting customer services - rude and could not care less about a service that they are being paid for! Hidden charges & they are out to trip you up so you end up paying high interest rates even when you have cleared your balance! The worst credit card by far I have ever taken. Be WARNED!!

Very good card, £50 of vouchers have come through to me since signing up, every time i put a big purchase on the card i can get myself something extra from amazon.

Never paid them a penny in interest, if you can't afford to fully pay off your card don't use it - simple as that.

The one time my bank failed to send a direct debit for the full amount (Halifax's 'change team' decided I should only pay the minimum), the helpline was excellent and fully refunded the interest charged.

I don't normally write reviews but this has to be written to warn others AVOID THE TRAPS!!!
Incentive not worth the hassle and cost of a bad credit strike plus late fees

Avoid like the plague serious this card will give you stress and a bad credit rating!!!!
As they don't send you statements and will charge you $12 + $1 interest!!!!
Trust me save your self the headache and AVOID!!!!