IVA www.iva.co.uk

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IVA  www.iva.co.uk
★★★★★
4.8
96.0% of users recommend this
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“great help”

★★★★★

written by Ball466 on 10/09/2016

very knowledgeable people who help on this site. ive asked quite a few questions and theyve come up with the answers

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“Great helpful site”

★★★★★

written by on 02/04/2016

Connects you to people who have gone through a iva and very helpful.

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“Prompt and useful feedback”

★★★★★

written by AmandaHenry on 20/01/2016

Got several responses to my question quickly. All were helpful.

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“very supportive site”

★★★★★

written by Barbara.w on 05/12/2015

almost at the end of my tether when i found this site, very supportive and helpful, thank you :)

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“great site”

★★★★★

written by Martinezdq366 on 07/08/2015

Great site for advice...especially for such a stressful subject that can be such a grey area

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“Expert help”

★★★★★

written by Simmo62 on 31/07/2015

I wrote to ask if I cam get a mortgage based on my recent circumstances. The reply and advice was excellent Worth reading the posts on the forum if you need advice from real experiences. I can't think of any dislikes, in any event it did not cost me anything to ask. I would recommend this site to anyone who needs assistance or just somewhere to air their views.

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“very helpful”

★★★★★

written by Robbzm422 on 17/07/2015

All repsonses very quick, clear and helpful. Weight off my mind.

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“Outstanding”

★★★★★

written by Eve151 on 24/05/2015

I really cannot praise this site and all its posters highly enough. It has been an absolute god send during our iva. I have learnt so much, the information knows no bounds. I visit on a regular basis because it's so very interesting. What is also very helpful is that this site also has people that work for debt companies giving advice, I have found all of them to be totally unbiased too. The site moderators are second to none, most, if not all have been on this debt pathway, their personnel knowledge is limitless. A massive thanks to each and everyone for making my iva journey that much easier and never feeling alone.

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“FANSTASTIC SUPPORT AND ADVICE”

★★★★★

written by 342Humphries on 13/05/2015

I have completed my IVA yet I still come back to this site for help and advice as throughout my IVA the level of help, knowledge and expertise is second to non. The professional response to my questions is outstanding and also seeing the experiences of other folk is very useful and also comforting. I would have been lost without it and though fortunate to be on the other side of my troubles so to speak I still actally come back now and again as things crop up. I think this site should win awards !!!

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“Thank you for the advice”

★★★★★

written by oscair on 02/03/2015

Great website which also assists those on the other side of an IVA ie a Creditor. Particular thanks to McCambridge Duffy for their reply and the advice in the follow on phone call to them.

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“helpful information rwceived”

★★★★★

written by on 24/09/2014

I received helpful information from the mentors who replied to my question

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“Clear no nonsense advice.Priceless!!”

★★★★★

written by Lawrence100 on 24/08/2014

Cannot rate this site highly enough,posted a question which made no sense to me and within an hour I had a straightforward,no gobbledikook response from a member(you know who you are and THANKS).IVA`s are confusing enough so this site cut away any confusion and really helped straighten me out. No doubt I`ll be back with more questions now I know where you are. The fact that queries are answered by real people, with first hand experience of IVA`s makes this site stand out from the rest, would be good if practitioners pointed prospective clients to this site to allow them to make truly informed decisions.

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“Excellent source in time of need”

★★★★★

written by 151Hansen on 20/04/2014

I have fully complied with my IVA over the last 6years. There are many complications, frustrations, up days, down days along the way. Whenever a question pops into your head, you can guarantee a fair, experienced response and advice to it on the IVA.co.uk website. There are many links to useful pieces of legislation, information and access to practicing experts. I have never had a bad response and on my down days it has made me stronger in seeing the rough times through to the end.

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“IT problem resolved quickly & easily; query answered...”

★★★★★

written by on 16/01/2014

I called as there was a technical problem with the website and I was unable to post a question. The gentleman I spoke with was very helpful and unable to fix the IT issue, found a solution by posting my query himself whilst noting my email adress so all responses would be flagged to me. Half you through writing this review, I have received 2 expert responses to my original query as well. An incredibly usefulresource with very helpful staff.

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“Great help if you are struggling with debt”

★★★★★

written by on 04/10/2013

At the end of last year I realised I needed to get something done about my debt. I struggled with this on my own and once I bit the bullet and made my first contact I started to feel a bit better. I did finally get an IVA sorted but thenI found IVA.co.uk and felt I had found some friends, even though I have no idea who they are it is a great source of information about any aspect of debt/money worries. I regularly log on and read the posts and sometimes comment to give strength to others who are in the position I was in last year. A great source of information and hope.

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“It may be all over but the forum remains my friend !”

★★★★★

written by luluj72 on 29/09/2013

2007 seems along time ago ..... But it isn't. Having been in £75k of debt just six years ago I am now debt free and back on the housing ladder. Thanks to my IVA and the people on the forum I have made it ! This month everything drops of our credit file and what a feeling ! The IVA was a challenge but the support i gained from the IVA forum was immense. I was able to feel confident in knowing the support and words of wisdom from both experts and other forum members was just literally at a push of the button ... Almost 24hrs a day someone was on the forum giving me a boost ! After six years i still use the forum every day .... It's a god send and I doubt there will be a time that i don't look! Thank you IVA forum!

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“A "Must Visit" Site”

★★★★★

written by FoggyBrain on 29/09/2013

If you are, or think you might be, at the end of your financial tether, this is a site you must visit. It is a font of experience and knowledge for those facing insolvency. The posters have either been there, work there or are on their way their and have a wealth of first hand experience which they happily share in a totally non-judgemental way (remember, they all wear the tee-shirt). Not only can you learn real life stories and experiences but can get unbiased advice and support. If you have yet to chose a provider for your insolvency solution, you can also get a real feel for how various customers operate from those who have used them.

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“this site keeps you sane!”

★★★★★

written by on 24/09/2013

This site is like your best friend throughout an IVA. Always supportive in your darkest hour. No question is seen as silly or stupid. If you are asking it then someone else is thinking it. If you wake up worried just log in to the site you will be surprised who will respond at all hours.

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“Iva.co.uk excellent site”

★★★★★

written by on 25/06/2013

This site is an invaluable resource for anyone in or considering an iva. The support and guidance given are second to none.

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Themadhatter1's Comment

Written on: 18/09/2013

Its a great site with loads of people that will help you if they can !

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“answer was swift and helpfull put my mind at rest its...”

★★★★★

written by on 21/04/2013

answer was swift and helpfull put my mind at rest its great to know there are people who understand

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Our helpful community of likeminded people will be happy to answer any questions that you have.

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Asked by nickibell on 3rd November 2014 Report this content
Once you qualify for an IVA how do you choose the company to go with? Some companies say debt reduced by 80% but after quotes doesn't calculate that? How do you know who charges more for doing an IVA?

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Once we've checked over your answer we will put it live on the site so others can gain from your experience. We rely on members like you to sustain our vibrant community so thanks again, we couldn't do it without you.

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Answers (1)
Report this content FoggyBrain Written on: 03/11/2014
To choose your company it is important to chat to a few to see who you gel with, as 5 - 6 years is a long time to be working together. Visit forums for examples of other peoples experiences with various firms. Debts can be reduced by more than 80%, some less. The amount written off at the end of the arrangements depends upon how much you have paid over the term. This amount is determined by affordability. Taking your net income and deducting allowable living expenses gives your disposable income, which will be your monthly payment. Charges are broadly the same with any company and are dictated by the creditors --- they will not affect your monthly payment.
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