Bank of America Credit Card

I have a CC issued by Bank of America and have had no problems. I find their customer service to be helpful and friendly. They do occasionally call to try and upsell me products which is annoying.

I took this card with a promotional rate, paid it off and then was starting to use it again recently. Paid the balance in full, on time, and then suddenly found that the account was closed by the credit card company -with no warning at all. I haave an actual bank account with them too, so it is really strange and I can't wait to close my account. I think they got big bail- out money, and this is how they treat the tax-payers! Stay Away!!!!

I'm moving to another state and purchased some items, like TV, mattress, etc. Bank of America blocked my Platinum Plus card. Just sent me an email that they suspect a fraud and that I have to call them to unlock the card. I tried to call several times, but after waiting for 10-15 minutes was not able to get through. I plan to cancel this card and my account with Bank of America. Worst service ever.

They did not provide any reason for changing all the terms of my card. They simply sent me a lengthy legal statement announcing that they were doing so. Honestly, the letter was hard for me to understand, however it included a changes in my interest rates and fees. I couldn't believe it.

I am very young and therefore did not have much credit in my own name. The Bank of America Visa was not only the ONLY card to approve my application, but they also exceeded my expectations in the way of interest rate, credit limit, and ease of use. Applications, bill pay, and customer service are all online a well as on the phone. When I received my card, my husband warned that since the card sounded too good to be true, there were probably a lot of hidden activation fees and a high interest rate. The VERY informative and patient service representative told me that there were no activation fees or annual fees, in addition to the fact that they were waiving all of my interest charges until six months from my activation. Great card, great customer service, and they actually MEAN equal opportunity!!!