Halifax Moneyback Current Account

My current account is with the Halifax and I have no complaints so far with the Halifax Moneyback Current Account. Whenever I've had a problem the Halifax have been most accomodating and I have yet to have any bust-ups with them regarding overdrafts etc. The Moneyback current account is a decent account that has all the benefits you would associate with a current account. The actual 'Moneyback' deal isn't great, you have to spend about £10K to make £100 back it becomes obivous that you aren't going to get much money back at all. Overall though I'd say it's a decent bank to be with and I have no regrets about signing up with these guys.