Citibank Review

I hold three UK "savings" accounts with Citibank - Euro, Dollar and Sterling. Okay, "savings" is a bit generous because their interest rates are not but for my purposes it is a very convenient and so far trouble-free relationship. I can trade between currencies online at some of the most competitive rates for personal use - usually a couple of points off the market rate (unlike other banks which hit you for at least six, sometimes ten). They gave me one Citibank card for machine use - and you can nominate which currency to withdraw cash for free abroad. So if I tell them dollars, when I go to the US I withdraw from my dollar account at no charge - brilliant.



The three types of issued Pin is a bit confusing at first and annoying if you don't have them with you - maybe that has something to do with their fiasco a couple of years ago?



I do not use this as my main checking/current account however for my purposes - it is great. Sorry to see so many problems for others.