WeddingPlan Wedding Insurance www.weddingplaninsurance.co.uk Review

★★☆☆☆
2.3 / 5
From 6 reviews
17% of users recommend this
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Xenos's review of WeddingPlan Wedding Insurance www.weddingplaninsurance.co.uk

★★★☆☆

“I actually haven't taken out this policy, but I've...”

Written on: 09/05/2010 by Xenos (9 reviews written)

I actually haven't taken out this policy, but I've been looking around at lots of different types of wedding insurance. WeddingPlan are very cheap, offer a range of cover levels, and they seem to have quite good reviews. BUT, note that at the very last stage of the application process you are asked this question: "can you confirm that no-one whose health could affect your wedding plans could be described as:- suffering from stress, anxiety or depression, acting against medical advice, being on a waiting list for in-patient treatment, awaiting treatment or awaiting the results of medical tests or investigations, having a terminal prognosis". Can you really be sure that you have the full medical details of your family? What if one of your parents has a medical problem which they have decided, for whatever reason, to keep from you? And, "stress, anxiety or depression" is a very broad brush. It worries me that WeddingPlan are building in a very neat get-out clause that will allow them not to pay on virtually any medical-related claim. I think I will pay a little extra and use a different company. Buyer beware.

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Splottlandsonthemoors's Response to Xenos's Review

Written on: 20/09/2010

I found this review very helpful because small print like this is appalling - surely discriminatory - people (or their family) who suffer with illness (be it physical or mental) still deserve to get married and to be able to be insured - they know a risk and are willing to pay to protect themselves financially should the worst happen.

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Guest's Response to Xenos's Review

Written on: 15/08/2011

If you were claiming because your wedding venue burnt down the insurer would find it pretty hard to avoid on the grounds your nan was ill - proximate causes are different.

If you didn't know your uncle was depressed and he caused the loss, you would have taken out the policy in good faith and insurer would find hard to avoid. Loss was still fortuitous.

If your auntie had had a heart attach the week before and you took out the policy as a result, then she had another heart attack causing cancellation, they'd be justified in avoiding the claim - unless you declared the fact and they charged you additional premium accordingly.

PS - @ Splottlandsonthemoors - why do they "deserve to be insured?!"

it's not about dicrimination, it's about fitting their square holes - direct line probably wouldn't cover you for a £1 million pound rocket propelled car would they?

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