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★★★★★

“I don't generally write reviews, but having read the...”

written by Yi13 on 29/04/2004

Good Points
Ability to use the vast majority of cash machines free of charge, helpful staff, immediate access to account manager whenever required, help and assistance with financial products.

Bad Points
Until a couple of years ago the Lloyds charged £10 for every £10 that you went over your overdraft limit: this crippled me as a student. They have a far more sensible "flat fee" arrangement now.

General Comments
I don't generally write reviews, but having read the slating Lloyds have received, I felt that I should give them a bolstering! I have received exemplary service from Lloyds since I was sixteen, when I first opened an account. They have been helpful, and provided me with interest free overdrafts and good value loans when required, as well as sound advice.



Access to the branch manager can be arranged by a simple telephone call and she is always personable.



Judging from my friends' experiences with other banks, Lloyds is the most fair and reasonable bank for students by far.



I am currently looking for a consolidatory loan, and I hope on the next meeting with my manager she will be able to match the best loan rates on the market as I am loathed to go anywhere else.

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