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“Be careful as a parent or signatory, because when the...”

written by cunim on 09/11/2006

Be careful as a parent or signatory, because when the child reaches 16 it automatically transfers for them to sign. I had no notice of this. My mother died 5 years ago and she had opened 2 Lloyds TSB Young Saver accounts for my children. I took her death certificate to the bank and I was the signatory. The government asks us to save for the kids, and this is what I was doing. I then paid for a college course for my daughter and told her her savings would pay. I went to take money out and they would not let me. She had turned 17, and Lloyds did not let me know that my daughter was now supposed to be the signatory. In fact, the account now had no signatory.



After a face to face with the manager, I left with no money. I had proof who I was, but The Law states it's not mine, even though I put it in.



If you use this account, read thoroughly all the Terms, as I now have a battle to get my own money out.

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