written by on 05/01/2008
Good Points
Ease of use.
Bad Points
Let you go over your agreed borrowing limit while using the debit card and then consistently charge you.
General Comments
The biggest problem is it seems to be a easy way for the bank to "overload" your account with charges. I have since found out by using my account that they will let you go over your agreed borrowing limit as much as you like without you actually knowing this.