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“As mentioned below, M & S have re-structured....”

Written on: 24/04/2007 by carternm31 (82 reviews written)

As mentioned below, M & S have re-structured. Therefore they now expect me to pay a whopping £36 because I have Doberman. Although for my friend with a Toller who is the same age, it is only £15. I really don't believe that the premiums should be calculated on the breed. It is unfair.

It is fair enough to base a premium on the amount of illnesses a breed may encounter, but the breed itself is a joke. I disagree with the below expert comment of M & S still being competitive, due to the fact I have found cover from Argos at £7.40 for my dog, Crufts pet insurance at £15 and Tesco's at £12. I am aware that this may not cover quite as much as M and S, but with the recent news coverage of insurance companies not paying out (M and S being no exception), I would prefer to go for a cheaper option and just cover the basics.

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