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★★☆☆☆

“0% but no understanding of circumstances”

Written on: 17/01/2015 by Jaimek124 (1 review written)

I have had a 0% loan with black horse since 2011 which has been perfect with no problems. My father is a guarantor and has recently had a change in circumstances meaning I need to get him removed. I have had a major change in circumstances now earning 8k more than I did when I took out the loan and they refused to remove a guarantor or even look into it. I can understand if my circumstances were the same as I was earning £15k at the time but I am now earning over £23k with only 24 payments left. Wouldn't use them again.

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