written by Sambek273 on 03/08/2014
Used check my file as I was getting declined for loans/credit cards and wasn't sure why as my credit history should of been good, never missed any payments or defaulted. Really easy to sign up with them and very cheap monthly subscription compared to the other credit ref agencies, and you get to see what is being reported to all 3 major agencies rather than just the one! Discovered that not all of my credit agreements were being reported on a monthly basis as they should be, meaning my credit score was being affected in a negative way as this made it look as though I had no credit history at all!! Contacted check my file through their on-line messaging service and received an immediate response from them advising on what to do and that they would also contact the agencies themselves to see what was happening. All sorted within a matter of 2 weeks, excellent and speedy service and such nice people to deal with. Can't praise them enough really helped me out with regards to my loan, which I have now managed to get. So pleased I have kept my subscription 3 months later just to keep an eye on what is happening to my report each month. Definitely recommend to all. Thanks checkmyfile.